Only freedom will do

chumpy45

"Are all your p2p investments unwrapped, or are some in an ifisa?"

Was really confused when I first read this (far too quickly ) and thought the discussion was still on burritos :rotfl: An ifisa sounds quite tasty.

SuperSecretSquirrel

Regards the ifisa, I guess I may be imagining a nonexistent problem. I know s&s ISA's save a lot of hassle, and I'm pretty sure MMM in the US posted about some of the tax return complexity he had to deal with when starting out with p2p... If it's as simple as annual totals per platform, then it's much less of an issue. I was imagining having to detail each and every individual loan!

As an aside, if I was in a position to play computer games and eat quavers all day long, I would 100% be blogging about that... Living the dream!

AlexLK

edinburgher wrote: »

I always freeze them, would worry they'd go soggy in the fridge. Don't take this the wrong way Alex, but by not freezing them and using the oven, you're moving away from the concept of a handy batch cooked breakfast to something far more laborious and time consuming! Sometimes labour saving devices are ok (as I discovered when I gave up on my manual coffee grinder).

My sister doesn't use a microwave either, so you're not alone in that respect

I've only made two to be tried tomorrow. If we like them, I'll make more and perhaps have a go at defrosting the freezer for them to be stored there.

I appreciate I am moving away from your initial concept but I can't really see what's time consuming about putting a burrito in an oven? To clarify, I don't sit in front of it, staring longingly at the oven door whilst occasionally glancing at my egg timer. I liked the sound of the recipe and decided my wife and I could try it, is it really so much a problem I've changed it a little to suit?

ZoPig2016

edinburgher wrote: »

Edit: and terrible lifestyle promotion - 'here are 20 photos of a tranquil lake so that you know that I'm living the 'right' sort of lifestyle and won't just sit in my living room playing computer games and eating quavers once I retire at 42

Sitting around playing games and eating quavers sounds like my idea of heaven! :rotfl:

It's all getting a bit intense about these burritos guys! Enjoy your breakfasts, sounds like a vast improvement on two weet@bix to me

Secret_Saving_Squirrel

Hello,
I agree, Ed. I like reading MMM and ERE, not that I could or would want to emulate their extremeness but I do admire the way that they walk the talk. Even when we were going full on to repay the mortgage we only saved 50% each month, and I know full well that we could have gone much further but we didn't want to give up on holidays and social occasions. Which is why I don't see us as hardcore FI types. I don't know which blog you mean, but if he/she is only socking away 40%, they must be on a very high salary or be very young if they plan to retire at 42!

SuperSecretSquirrel

I've thrown various keywords from the UK FI rant at google and still none the wiser Can we have some clues please? Was it their most recent post for example?

edinburgher

ZoPig2016 wrote: »

It's all getting a bit intense about these burritos guys! Enjoy your breakfasts, sounds like a vast improvement on two weet@bix to me

Breakfast burritos are life or death #3 finished mere moments ago, om nom nom

Secret_Saving_Squirrel wrote: »

Which is why I don't see us as hardcore FI types. I don't know which blog you mean, but if he/she is only socking away 40%, they must be on a very high salary or be very young if they plan to retire at 42!

They are on a decent wage, but it doesn't matter, if you can save 40%, you won't be retiring in 10 years unless you drop your lifestyle. They're not doing that, so I find myself frustrated about the silly 'target', which will no doubt be dropped once they have kids, get a promotion etc.

I have written about this before and have found myself guilty of it. It's why I try to set realistic targets these days and practice what I preach.

SuperSecretSquirrel wrote: »

I've thrown various keywords from the UK FI rant at google and still none the wiser Can we have some clues please? Was it their most recent post for example?

It's a general point, although sparked by one particular blog (as you have deduced). If a smart lad like yourself hasn't got it, they're clearly less popular than I thought, so I'm keeping quiet

I appreciate I am moving away from your initial concept but I can't really see what's time consuming about putting a burrito in an oven? To clarify, I don't sit in front of it, staring longingly at the oven door whilst occasionally glancing at my egg timer. I liked the sound of the recipe and decided my wife and I could try it, is it really so much a problem I've changed it a little to suit?

Nothing wrong with that Alex, just don't want you to change too many things, dislike the recipe and give up on the wonderful world of pre-prepared breakfasts

Today marks my 3rd NSD in a row I'm not counting £24.88 paid into a P2P investment, because that's not gone.

choccielover

slowlyfading wrote: »

Oh, misread that! Ignore me though slightly intrigued as to who you're talking about...

I'm guessing it might be someone who could perhaps be considered something of a "prodigy".

AlexLK

Burritos were great and I will be making more. Thanks, Ed.

I find blogs to be all about self promotion and self justification, to be honest. From what I know they are usually trying to drive site traffic to earn money. I can't say I read any blogs unless someone links to a post on here / emails a link to me.

edinburgher

choccielover wrote: »

I'm guessing it might be someone who could perhaps be considered something of a "prodigy".

Love it, the prize for subtlety goes to choccielover :rotfl: