Only freedom will do

edinburgher

• Referred someone for 3 different P2P sites :j
• £24.81 of my pocket money paid into a small P2P project
• £0.19 paid into pension pot
• Identified a wee whisky investment opportunity for next week. I suspect that it might be fairly expensive, but will probably go halves with the household investments on a first loss basis
• Yesterday was a flippin' NSD! I haven't had one in about 6 months :rotfl:
• All HM food again today, same breakfast and lunch, with egg fried rice for dinner. Hmmmmm... egg fried rice. For the record, L1dl's bargain long grain rice is pretty reasonable for about £0.80/kilo.

gallygirl

PositiveBalance wrote: »

*Looks hopeful*

Did someone mention burritos?

edinburgher wrote: »

Pps. Just be glad I don't eat lentils.

I like lentils

*Looks hopeful*

SuperSecretSquirrel

Hi Ed

Are all your p2p investments unwrapped, or are some in an ifisa?

I've registered for email updates from RS and FC to let me know when they start offering ifisas, but they don't appear to be in any kind of hurry... Just wondering if there's an outfit that you would recommend that offers ifisa wrapped p2p.

The main reason I want to use an ifisa is to keep tax returns nice and simple.

edinburgher

All unwrapped. I can't see that unwrapped P2P would be that onerous an addition to a tax return - you're basically looking at tax on interest and incentives minus any losses incurred. No more than 3 numbers per provider, many of them will auto-generate you a form that covers the key information anyway.

None of the platforms that I use offer an ISA at this point (and I use 6-7).

hiddenshadow

edinburgher wrote: »

Black beans = W@itrose are actually one of the cheapest places. If no W@itrose, Morris0ns often stock them.

Sainsbury's also have them (in boxes rather than tins).

edinburgher

I only buy dry beans, surely canned are for the fattest of fat cats? :rotfl:

hiddenshadow

edinburgher wrote: »

I only buy dry beans, surely canned are for the fattest of fat cats? :rotfl:

We take what we can get...dried beans aren't usually available in the stores close to us. To add insult to injury, we recently found some and bought them only to discover that I can't eat any due to cross-contamination.

edinburgher

Cross-contamination with what?

Knit_Witch

edinburgher wrote: »

Cross-contamination with what?

Nuts frequently it stops me buying certain items such as dried pulses

edinburgher

Knit_Witch wrote: »

Nuts frequently it stops me buying certain items such as dried pulses

Ah right - I was thinking in kitchen terms - keeping raw and cooked meat apart, that sort of thing.