Only freedom will do

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  • edinburgher
    edinburgher Posts: 13,672 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    • £24.44 paid off 0% CC
    • £15 paid into P2P account
    • £1.07 OPed
    • £1 of P2P interest reinvested
    • £0.02 of P2P interest withdrawn :o
    • My referendum ETF punt is a whole £6.22 up - £3.38 and I'll break even on the dealing fees :rotfl:
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Don't spend all that P2P interest at once.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • edinburgher
    edinburgher Posts: 13,672 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Trying to get into good habits and stop spending it LG, the lower the better, just seemed like a silly thing to capture in my diary. But hey, it's my diary! :j
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Haha - I nominate KC for the literary award that authors win for clunky erotic descriptions (I forget the name) :rotfl:
    Oi :D not erotic, cos he wasn't fanciable :D I'll give you the bad writing though :rotfl:
    Trying to get into good habits and stop spending it LG, the lower the better, just seemed like a silly thing to capture in my diary. But hey, it's my diary! :j
    *Thats* true, yes :D
    Save
    2023: the year I get to buy a car
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    Trying to get into good habits and stop spending it LG, the lower the better, just seemed like a silly thing to capture in my diary. But hey, it's my diary! :j
    Can't argue with that!
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • edinburgher
    edinburgher Posts: 13,672 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 27 June 2016 at 11:42AM
    Where have I put my patient hat? Farr too much chopping and changing over the last few days, need to get back to better habits :eek:

    The house continues to be a source of real stress. We had a plumber out on Friday who scared the !!!! out of me, claiming that we have several blocked sections of pipe and that he would need to replace this before fitting new radiators. I am not sure whether he was a total chancer, or whether something is wrong with our central heating system. The firm that fitted our new boiler are coming out to review at the end of the week, hopefully this will shed some light on what's happening :(

    Despite it being an expensive time, we think that we will accept a quote for c. £1400 to fit shutters in our living room. It's a very large window (11' x 7' or so) and it's far too bright/hot in summer, very chilly in winter. The plan is to use one of the existing 0% CCs to pay the 50% deposit for this as we still have 15+ months left on the interest free period.
    • Sold my failed ETF purchase based on the premise of a relief rally (c. £50 loss) :eek:
    • Purchased £100 of VLS100 :think:
    • Paid off £279.64 from 0% CC :j
    • Regular OP chopped to £1, had forgotten to do this earlier
    • Paid £5 into P2P lending account :D
    • Reinvested £2 into P2P lending account :)
    • £1.09 OPed
    • Withdrew £0.04 from P2P lending account :o
    • Withdrew £0.01 from TCB :rotfl:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Those pennies will mount up!

    Shutters sound like an excellent idea - I remember shutters in France (out to the swimming pool!) that looked like barn doors, they were on the outside, obviously :) Will yours be on the inside?

    I'm really happy about one replacement window I had, the one in the bathroom - it needed a blind, as the shower was right by a window, and I paid extra for a double glazed window with the blind *inside* the glazing - no damp, no dust :) win-win.
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 13,672 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, on the inside, plantation shutters, that sort of thing.

    Window with blind sounds awesome, love it.
  • Watty1
    Watty1 Posts: 6,278 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    have always loved shutters on windows. Would look daft here at the cottage and in my previous renovations - but - maybe one day :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • edinburgher
    edinburgher Posts: 13,672 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We've been having a tough time of it trying to get DD to sleep by herself. She's a funny creature, falls asleep very quickly in your arms, but is terrible at relaxing by herself. So with good humour, several cuddly toys and 4? dummies we attempted to get her to drift off by herself. *2 hours* of visits before she was asleep! :eek: After that we had a nice relax, but it was only half an hour 'til we were in bed ourselves :rotfl: She is a lovely little girl, but we need to get her trained up :)
    • My payday :j
    • Spreadsheets updated
    • S&S ISA rebalanced
    • £24.20 paid off of 0% CC
    • £0.92 OPed
    • £0.11 withdrawn from TCB

    Trying to keep today as a low spend day, had a quick check of my C@melcamelcamel account, but no reductions on my wish list anyway. Just as well, we have a wedding to go to this month and the costs always sneak up on you.
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