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Only freedom will do

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  • Hi Ed! :wave:

    You've been busy! Hope you are slowing down and enjoying life a bit (which is borderline hypocrisy coming from me! :rotfl:)

    Here's to a shiny new bathroom. :beer: You'll probably have more nice lights to make me jealous! ;)
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • edinburgher
    edinburgher Posts: 14,776
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    Hey PB :)

    No more lights, we already had downlights installed.
  • I do applaud your planning for the future. If only, if only.......?
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • edinburgher
    edinburgher Posts: 14,776
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    Is that what I'd say if I didn't plan? :)
  • Hey PB :)

    No more lights, we already had downlights installed

    Still jealous - I only just got one working light! :rotfl:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • edinburgher
    edinburgher Posts: 14,776
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    Small things. Paid 32p off my mortgage this morning, which will let me avoid 62p in future interest, how cool is that? :D
  • Small things. Paid 32p off my mortgage this morning, which will let me avoid 62p in future interest, how cool is that? :D

    I love the magic of compounding - if for no other reason than it gets DH motivated to OP. ;)
  • edinburgher
    edinburgher Posts: 14,776
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    Mrs E also focuses more when I use 'doing x results in y' examples for finances :)
  • Karmacat
    Karmacat Posts: 39,460
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    Mrs E also focuses more when I use 'doing x results in y' examples for finances :)
    Small things. Paid 32p off my mortgage this morning, which will let me avoid 62p in future interest, how cool is that? :D
    Absolutely, I'm with Mrs E on this one :j I had no idea, even now, that there was that kind of benefit in paying down a long term debt :j
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 14,776
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    Made some more money from MB, P2P and savings interest. Paid £100 into my SIPP (topped up to £125 by the gummint) :beer:
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