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Only freedom will do

1210211213215216574

Comments

  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Also that is our joint spending and DH will get about 25k from when he is 60 and I am 52. If he takes it then.
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Alchemilla wrote: »
    Also that is our joint spending and DH will get about 25k from when he is 60 and I am 52. If he takes it then.

    Well then you don't need to save anything assuming you stick with your current jobs?
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Actually I am being an f wit. He will get £15k not £25.
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not much still, £100k or so should cover shortfall.
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Cool so how much a month please?
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Watching a movie, can't use laptop. You'll be able to get a rough figure using MSE savings calculator
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £571 per month.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    Don't encourage him :naughty::D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »

    Not clicking on the link as I'm at work, but assuming that it's whisky as it's McTears? :D

    I do need to confess spending £177 on another 2 bottles of the good stuff, but in my defence I am getting ready to 'flip' my first bottle (£70 a fortnight ago, currently being bought for £200+ at auction). I would like this 'income stream' to become truly passive by paying for itself and then generating a profit, but I'm painfully aware that I need to sell some of my stock to do so. This is dependent on my ability to choose winners and I am hoping that I don't make too many (delicious) mistakes on the way ;)

    My financial life is a bit manic at the moment, as I'm trying to fill the whole left by the lack of football MB with zany schemes such as above and portfolio optimisation (P2P lending, moving money into Mrs E's name to reduce tax). I am getting frustrated, however, as I need to make more or spend less. The tinkering provides a one time shot in the arm, but it doesn't amount to much in the short term.

    Still researching before pulling the trigger on different career options, but slightly disgruntled that any transition will only cost me more money in the short term (qualifications, professional memberships, salary reduction etc. etc.)

    Feel a bit like I'm trying to fit a tent over an elephant....
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