Only freedom will do

ahem_47

Ed - a man who doesn't do "confrontation" but loves an "argument":D

I am with Tilly - I would bet you'd make a great IFA. My guess is you might struggle with making money at other people's expense?

Regards your MB - sorry to hear the news but all on line bookies have bots that identify when punters are betting like you have been; oh and they don't like losing. GG asked me yesterday why you could not simply go into the High St bookies but I suspect the ones you get greatest scope with don't have the High St outlets.

You do know you have been looking for a career change - do, at least, consider exploring IFA as an option.

How's Mrs E and the wee one?

edinburgher

However, I disagree about the need for a gimmick. Oh and I only really got into being mse about six or seven years ago, but changing our ways by overpaying the mortgage, cutting spending on fripperies and saving in the highest interest rate low risk accounts that we could, has transformed our financial situation.

Your input is much appreciated Squirrel, and it has been lovely reading about how your frugal habits have seen you along the home stretch towards retirement. That said, our circumstances are quite different and a push for something like FI (say 20x annual net expenses required as a minimum) is tougher to achieve than the dash to no longer working. That said, I do have a lot longer to work at it :T

How is lovely Juliet doing and how was her outing to see great grandparents? They must have been DELIGHTED to see her

She continues to make a good impression when visiting

Other than that, she seems a wee bit uncomfortable, dietary changes mean that she's drinking a bit more formula and this gives her quite a few sore tums. Doing what we can to help, but definitely a bit more fractious (all of us)!

Ed - a man who doesn't do "confrontation" but loves an "argument"

Entirely in keeping with my personality type. INFJs have a strong vision and can usually make an insightful contribution based on the available data. They excel at sharing this with individuals, small groups and in controlled environments (like a forum) and arguing the case. Could I 'influence' a room of 20+ people to follow the same vision? Could I heck!

Know thyself is the maxim of the moment

I am with Tilly - I would bet you'd make a great IFA. My guess is you might struggle with making money at other people's expense?

I would have no problem making money at other people's expense if I added value. For example, if I encouraged someone to switch from an expensive pension to a cheaper platform and saved them 0.5% on £500k, I wouldn't bat an eyelid at submitting my bill for £££.

I know a couple of IFAs and what I wouldn't like would be the slightly OTT networking side of the business (constant contact with people with vested interests trying to promote their wares). There are areas of this sort of work that operate slightly differently. For example, financial planning appeals.

but all on line bookies have bots that identify when punters are betting like you have been; oh and they don't like losing

Very true, I've always been aware that what I was doing will have been flagging my accounts against risk profiles for profitability etc. from the outset. I had always told myself that this would lead to finite profits, but I suppose that I hadn't really believed it, IYSWIM?

GG asked me yesterday why you could not simply go into the High St bookies but I suspect the ones you get greatest scope with don't have the High St outlets.

GG has a point, 'sharbing' is typically the last resort of a MB scoundrel. I'm not entirely convinced because I like my anonymity, it would take more time out of the house and I find bookies depressing as hell.... Maybe it's the unreal air and the smell of BO? :rotfl:

How's Mrs E

Think I covered the wee one already

Mrs E is doing well, very much taking motherhood in her stride. She worries about coping when I go back to the office, but based on her abilities this morning (I was coping badly after a 02:30-05:30 awake spell), I'm sure she'll do fine. Considering going back a day early to preserve what little leave I have left until Christmas.

Hope that you are enjoying your new life in the slightly less hot sunshine :beer:

edinburgher

The wee one is not so wee! She is now a healthy 8lb 7oz

As well as getting her weighed, we went for a walk, Mrs E got some ice cream from our local ice cream shop (so many flavours!) and we had a trip to the chemists for some free baby medicine. I'm eternally grateful that we have free prescriptions in Scotland, a great benefit :T

I popped out to the supermarket this afternoon for some more baby spending. Including nappies, but this might hopefully be our last pack. DD is currently in her first cloth nappy, fingers crossed it's the first of many.

£5 to savings, £10 to S&S ISA pot, made some money from MB, but unfortunately lost more than I made due to a daft mistake

Considering more ways to make some extra pennies today, the blog thing really appeals.

Goldiegirl

Hi Ed, just catching up with your diary. I'm really pleased to hear Juliet is doing well and that you are getting out and about.


Shame about the MB - at least you had a good run at it, and overall have made a good profit.


I reckon blogging could work for you. You have the knack of making sometimes quite complex things easy to understand, and to make it interesting too.

slowlyfading

Unlike me, who tends to ramble on in mine

edinburgher

slowlyfading wrote: »

Unlike me, who tends to ramble on in mine

You're a shameless self-publicist

slowlyfading

edinburgher wrote: »

You're a shameless self-publicist ;):D

I can but try!

AlexLK

Excellent news regarding your family. When my son was very young, I couldn't believe just how much he changed / grew in a short space of time.

Glad to hear you're looking into new ways to make money. I've no idea how a blog pays an income but do think you'd do very well with a personal finance blog as it seems to be something you know about and are genuinely interested in.

Karmacat

I agree! As I was wittering on about, a blog is a slow starter, but it can go places (maybe not MMM's $2000 a month, but something!). It *does* need to be a genuine interest, and it sounds like finance for you ...

I was reading about *what* to write - a separate section for product reviews seems to be important (this is a blurb from "copyblogger", by the way). When manufacturers/producers see you have a specific product review section, they're more likely to pay to advertise with you, etc etc. But thats down the road, and you have to have it up and running before they'll do that .... horse and cart, cart and horse, which comes first?

ahem_47

edinburgher wrote: »

Entirely in keeping with my personality type. INFJs have a strong vision and can usually make an insightful contribution based on the available data. They excel at sharing this with individuals, small groups and in controlled environments (like a forum) and arguing the case. Could I 'influence' a room of 20+ people to follow the same vision? Could I heck!

Know thyself is the maxim of the moment

Think I covered the wee one already
Mrs E is doing well, very much taking motherhood in her stride.

Hope that you are enjoying your new life in the slightly less hot sunshine :beer:

Apple showed me how to multi quote but I have not worked out how to multi quote from the same post. So this is my second effort with responses in sequence

Yes but influencing is also about passion in your subject. You have brought passion and humour (another important facet) to MFW. You were also (I believe) one of the first to question the approach to relentlessly paying off the mortgage at a time when many are borrowing at less than could be achieved from investing. You are teaching people to diversify and (I read) with an approach that will allow recourse to funds should mortgage rates take a jump.

:beer: to news re Mrs E and the "bigger" wee one

Thanks Ed - Spain is great, the heat is tolerable and the air is clear. Whilst the ME was an experience the heat is unbearable (43C at 10pm) and the air (where I was) was dusty (sand) and humid.