📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Only freedom will do

1110111113115116574

Comments

  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Do men 'nest'?

    Good work!
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Looks that way!
  • edinburgher
    edinburgher Posts: 13,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do men 'nest'?

    Yes, manfully, chrome all over the shop ;)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :rotfl::rotfl::rotfl: chrome nest is a great visual.
    2023: the year I get to buy a car
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    . Hence feeling glum when comparing myself to others.

    I know that's not something you should do and normally I avoid it, honest ;)


    I think it's something we all do, even though we know we shouldn't


    There's a couple that we know who have always seemed to have a charmed life when it comes to money


    I think they were mortgage free quite early. They had a £20000 mortgage in 1982, and stayed in the same house ever since.


    The husband is in the same line of work to Mr Goldie, so I think they must have earned similar amounts.... but the wife always worked part time.


    I don't think pension planning paid a big part of their life, and they were always going on holidays and sent their son to a private school.


    So by rights, she shouldn't have been able to stop work at 50, and he stopped a few years later at 60.


    But they had a big inheritance, when his parents property in London was sold. I think they are now living on the lump sum until his pension starts next year.


    They are not just living on the interest - they are spending capital too.


    But every time we see them I always wonder about their finances and what seems to be their better situation.




    But after a day of so, I always settle down and realise I'm happy with my lot in life!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • skint_spice
    skint_spice Posts: 13,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was once jealous of parents of one of DS's friends - huge gorgeous house, very glam life and parents in granny flat for handy babysitting and extended family set up, any how they split up and it was all very messy washing much dirty washing in public but I have never been jealous again as I realised it's not always as good as it seems.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    The only place chrome should be is on either end of a nice car. ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Watty1
    Watty1 Posts: 6,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thread made me thoughtful. Nothing from my parents at all and will be nothing from Mr Watty's. So, what we have we did by our own hard work. There is some satisfaction to be had from that.
    Yes, a lump sum gifted would be nice, but, DIY is way cooler :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Here here :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • greent
    greent Posts: 10,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Watty1 wrote: »
    Thread made me thoughtful. Nothing from my parents at all and will be nothing from Mr Watty's. So, what we have we did by our own hard work. There is some satisfaction to be had from that.
    Yes, a lump sum gifted would be nice, but, DIY is way cooler :)


    Agreed!! :D


    Can I just add to the reusable nappy bit - don't spend out massively on them straight off - some people like them, some don't. And disposables are so much easier in the first few weeks when baby is tiny and explodes liquid poo every 30 minutes and you are both running on pure adrenalin! Much as it sounds strange, perhaps consider a small purchase of preloved ones from fleabay (bargain prices)/ gumtree etc to see what works for you/ baby Ed and maybe try a couple of different brands. Ones I used on DS2 I just didn't like on DS3. ALso, not sure what it's like in Scotland, but I've seen quite a few councils down here offering grants for reusable nappy purchases (only £20-£50 - but that's well worth it). And if you have a 'nappy lady' attached to local NCT/ baby classes/ the council then a chat with her I always a good idea - some of ours also lend out samples for a small fee :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.