Do you throw money away - literally?

Lovelyjoolz

I'm another one who wishes they would just credit the loyalty card. I shop so infrequently in Sainsbury's that the brand match coupons expire before I return. Useless, utterly useless.

And this:

hazyjo wrote: »

Co-op annoys me. I buy something in there most days on the way home. The most I spend in there is around £25 (although usually around £5-10), but I'm often getting "£8 off" vouchers (if you spend £80). I don't want to spend £80 in the Co-op!

It's not just Co-op. I'm forever getting £4 off a £40 shop in Tesco coupons. I can't spend £40 in Tesco! I detest the place. I only go in there for their value cat litter (finicky kitties like this and only this!) and birthday cards if I can't get into town. I realise it's just that they want me to spend more, but I never manage to use them. If they gave them out around Christmas time I'd use them for booze, but not throughout the year.

And, whilst I'm on my soap-box, the clubcard coupons - what are they about? Not the £2.50 general ones, I mean the item specific ones. I thought they use the data on your clubcard to personalise the coupons? If so, why do I keep getting 40p off any Finest ready meals? I've never bought a ready meal in my life!! I never get ones that might be useful (ie for bread, milk or the blooming cat litter). Again, utterly useless. They all go in the bin.

I love Waitrose. Same prices or lower than Tesco, a loyalty card that knocks 10% off most items (without the need for coupons), vouchers that I can actually use and a free coffee every single day. Magic.

lostinrates

hazyjo wrote: »

I wish they found a way of 'crediting' it to your loyalty card. I HATE carrying vouchers round with me, but ALWAYS do. I wasted several mins in Boots the other day to get 30p off a meal deal and double points (2 vouchers). The newbie couldn't get either to scan, then typing the numbers in didn't work... just such a pain.

I have vouchers for my local fish & chip shop, vouchers for Tesco (which thankfully are there automatically if you shop online), vouchers for just about everywhere (as well as freebie/comp wins for little things like a free beer, or a free chocoate bar).

Co-op annoys me. I buy something in there most days on the way home. The most I spend in there is around £25 (although usually around £5-10), but I'm often getting "£8 off" vouchers (if you spend £80). I don't want to spend £80 in the Co-op! I did last Christmas, but that was the one and only time. Hate binning them! Oh, and nobody else can use them. Only allocated to my card.

There must be another way in this day and age...

One card they can all be credited to? Or just your store card? Or debit/credit card? So many little 'bits' filling my purse. Drives me mental.

Jx

My guess is the value in not crediting the card with those small amounts is considerable for them and that is why its not done, not technological impossibility.

good_advice

No, I am a penny pinching queen.
I spend time looking at how I can reduce all bills before I open the safe (purse).
It has saved the family a small fortune.

A simple life, use what you have.
Coupons I use if it is something on the shopping list or a freebie coupon.
I keep coupons till they go out of date. By then if it is not used, I do not need the item.
I do not spend extra just because the shop wants me to buy something with coupon.

When I buy household items online, I look to see if the shop has a voucher code.

Yes, I would take the trouble to put a small cheque in the bank. I would not make a special journey.. Have been known to have a cheque to pay in the bank for a couple of weeks.

I take the time to enter codes online for packets such as Andrex puppy points and Dairylea musical cow.

I cut out 2 for 1 offers from cereal boxes. I put them on my notice board for family should anyone decide to go to these places.

Will pick up lucky pennies I find on the street.

I think it is a whole way of living, careful, thrifty, call it what you like.
I have no dept and am thank full ;0)

balletshoes

sulkisu wrote: »

OH does this all the time, I wondered if he is alone.




I was going shopping yesterday and asked OH for the brand match money off coupon that he had been given on his last visit to Sainsburys. His response was that he had probably thrown it away, it was only for 47p! A few weeks ago I found a cheque dated 2012 that he hadn't bothered to pay into his account as it was only for £1.11. He does it all the time. When he shops, he keeps the receipt and throws the rest away even though places like Boots and Sainsburys often give money off vouchers with their receipts. If we buy something with a money off coupon on the packet, he throws the packet away - even though it is something that we buy regularly. He is loathe to return items that he has bought which don't work/stop working, unless they were expensive. If it is a cheap item, he generally won't bother. Likewise, he was overcharged in one supermarket recently (he was charged full price for a discounted item) but didn't bother to contact them as it was only 60p. I could understand if it meant going out of his way and possibly sending more money to go back to the shop, but these things can usually be resolved with a phone call (free on his contract) or an email. Perhaps I am taking the whole money saving thing too far, but it makes me want to scream sometimes. Rant over.

yep, all of that is my OH too. But to be fair, I think all of that is possibly a lot of non-MSE'ers all over the country . I tell my friends and colleagues about some of my money-saving voucher uses etc, but not all, as I'm sure they would think I'm a complete tightwad.

My OH pays so little attention to anything he gets in a shop which isn't his receipt, that he wouldn't even know what a brand-match or Boots voucher is! He also wouldn't notice if he had been overcharged in a supermarket.

Transformers

It's the same with loyalty cards. How many more times do you see blokes say they haven't got one when the cashier asks them.

If you're going to spend the money anyway, why not have the card ?

aileth

Transformers wrote: »

It's the same with loyalty cards. How many more times do you see blokes say they haven't got one when the cashier asks them.

If you're going to spend the money anyway, why not have the card ?

Not quite as simple as that sometimes. I'm female and I often pop into the nearby Sainsburys Express after work if we need something. OH always has the card because he uses it 10 times more than me for petrol and bigger shops, so I never have it and have never bothered to enquire into a second one as me going is so infrequent.

They always give me the receipt to add the points, but to be honest if I'm just buying a bag of salad, the points gained are going to be so negligible it's not worth the hassle of passing it to him to faff with when he has little time to shop/petrol as it is.

As for throwing away money, I think 47p is far too much to just throw away!! I tend to not bother about the odd pennies, especially if I get them as change and just put them in a charity box if there is one.

My OH is a stickler for penny collecting though and hoards them all in a jar, taking them to the money machine and being well chuffed with how much it turns out to be!

Georgiegirl256

aileth wrote: »

My OH is a stickler for penny collecting though and hoards them all in a jar, taking them to the money machine and being well chuffed with how much it turns out to be!

If you're meaning the machines in the supermarkets, then that literally is throwing money away as they take about 8p in every pound. I guess for smaller denominations such as pennies and two pence then it's maybe worth it if you have a lot.

Georgiegirl256

My DH has a similar attitude OP. If we get a voucher from Sainsburys or Tesco's he does have a tendency to forget about them and doesn't think they're worth remembering as "it's only for 50p", 50p is 50p, and these vouchers and money off vouchers are worth saving up in my opinion. He's also the same with cheques for a small amount too. Yet he's good in other ways regarding money.

I wonder if with some men it's embarrassment that stops them from using them?

Counter

Georgiegirl256 wrote: »

I wonder if with some men it's embarrassment that stops them from using them?

It is definitely true that some people are embarrased to use vouchers, I have heard people admit as much. However, I am sure that this applies to women aswell!

Georgiegirl256

Counter wrote: »

However, I am sure that this applies to women aswell!

Yes, I'm sure it does.

My husband always hates getting stuck behind folk that have loads of vouchers and discounted items that won't go through the till, and so therefore hates doing it to other folk. I, on the other hand, have no qualms about using vouchers etc. That is what they are there for.