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Halifax Mastercard - poor online service

Anyone else noticed how Halifax have purposefully made their Mastercard credit card difficult to make additional payments on unless you hold a Halifax current account? Most providers allow you to make additional payments when you're logged in online...but not Halifax!! A very poor and disappointing service in my opinion. I hope the FCA take note as this is a sure fire way of attempting to keep customers in debt!!
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Comments

  • provista_2
    provista_2 Posts: 200 Forumite
    Part of the Furniture 100 Posts
    Pay from your bank online no problem
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    Anyone else noticed how Halifax have purposefully made their Mastercard credit card difficult to make additional payments on unless you hold a Halifax current account? Most providers allow you to make additional payments when you're logged in online...but not Halifax!! A very poor and disappointing service in my opinion.

    They provide online statements. On those statements they list numerous ways of paying.

    What you seem to want to do is pull the money out of your current account from the Halifax credit card screens. Do it the other way round. Push it out of your current account.
    I hope the FCA take note as this is a sure fire way of attempting to keep customers in debt!!
    This is a silly statement. If they don't want to offer debit card payments they don't have to. There are lots of other ways of paying if you can be bothered.
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
    Part of the Furniture Combo Breaker
    Halifax have been clunky at pulling money for years. As others have advised, push the cash from your (non-Halifax) current account.
  • I hope the FCA take note as this is a sure fire way of attempting to keep customers in debt!!
    Conspiracy Theories are that way
    >
    Are you for real? - Glass Half Empty??
    :coffee:
  • Drp8713
    Drp8713 Posts: 902 Forumite
    Ninth Anniversary 500 Posts
    Just open up an online e saver, you get the account number and sort code in seconds, then can transfer from it to the credit card.

    It actually helps you not to get in debt, as every time I use the clarity I move the same amount of cash from my debit card to the e saver
  • System
    System Posts: 178,418 Community Admin
    10,000 Posts Photogenic Name Dropper
    You can pay money directly into the credit card account with correct payment account number, sort code and the card number as a reference.

    I take it the OP wants Halifax to take debit card payments?

    Faster Payment or cash payments over the counter at BOS / Halifax are all free and faster than debit card.
    Drp8713 wrote: »
    Just open up an online e saver, you get the account number and sort code in seconds, then can transfer from it to the credit card.

    It actually helps you not to get in debt, as every time I use the clarity I move the same amount of cash from my debit card to the e saver
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Mr_Goodkat
    Mr_Goodkat Posts: 432 Forumite
    Why not open a Halifax reward current account and benefit on £60 p/a then do all the overpayments you want?

    Alternatively just send FPS from your current account elsewhere

    Unless it is a Clarity for foreign transactions why have a MasterCard with Halifax anyway? Better options elsewhere
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    One thing Halifax are definitely clunky about is zeroing a credit limit on a MasterCard that I closed with them nearly two months ago!

    When I held the card, however, I set up Faster Payments with NatWest and pushed through payments that way!
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
  • brendon
    brendon Posts: 514 Forumite
    I think it's just a bad website. It doesn't let me pay even from a Halifax current account. I have to do a transfer using the account no/sort code/reference.
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