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Halifax Mastercard - poor online service
chimpychimp
Posts: 1 Newbie
in Credit cards
Anyone else noticed how Halifax have purposefully made their Mastercard credit card difficult to make additional payments on unless you hold a Halifax current account? Most providers allow you to make additional payments when you're logged in online...but not Halifax!! A very poor and disappointing service in my opinion. I hope the FCA take note as this is a sure fire way of attempting to keep customers in debt!!
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Pay from your bank online no problem0
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chimpychimp wrote: »Anyone else noticed how Halifax have purposefully made their Mastercard credit card difficult to make additional payments on unless you hold a Halifax current account? Most providers allow you to make additional payments when you're logged in online...but not Halifax!! A very poor and disappointing service in my opinion.
They provide online statements. On those statements they list numerous ways of paying.
What you seem to want to do is pull the money out of your current account from the Halifax credit card screens. Do it the other way round. Push it out of your current account.
This is a silly statement. If they don't want to offer debit card payments they don't have to. There are lots of other ways of paying if you can be bothered.I hope the FCA take note as this is a sure fire way of attempting to keep customers in debt!!0 -
Halifax have been clunky at pulling money for years. As others have advised, push the cash from your (non-Halifax) current account.0
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Conspiracy Theories are that waychimpychimp wrote: »I hope the FCA take note as this is a sure fire way of attempting to keep customers in debt!!
>Are you for real? - Glass Half Empty??
:coffee:0 -
Just open up an online e saver, you get the account number and sort code in seconds, then can transfer from it to the credit card.
It actually helps you not to get in debt, as every time I use the clarity I move the same amount of cash from my debit card to the e saver0 -
You can pay money directly into the credit card account with correct payment account number, sort code and the card number as a reference.
I take it the OP wants Halifax to take debit card payments?
Faster Payment or cash payments over the counter at BOS / Halifax are all free and faster than debit card.Just open up an online e saver, you get the account number and sort code in seconds, then can transfer from it to the credit card.
It actually helps you not to get in debt, as every time I use the clarity I move the same amount of cash from my debit card to the e saverThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Why not open a Halifax reward current account and benefit on £60 p/a then do all the overpayments you want?
Alternatively just send FPS from your current account elsewhere
Unless it is a Clarity for foreign transactions why have a MasterCard with Halifax anyway? Better options elsewhere0 -
One thing Halifax are definitely clunky about is zeroing a credit limit on a MasterCard that I closed with them nearly two months ago!
When I held the card, however, I set up Faster Payments with NatWest and pushed through payments that way!It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0 -
I think it's just a bad website. It doesn't let me pay even from a Halifax current account. I have to do a transfer using the account no/sort code/reference.0
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