I don't want a card reader

Wilkins

PasturesNew wrote: »

I used to think they were special/personalised/dangerous if lost.... but they're not.

Thanks. I had assumed that too. Can anyone else confirm? There seems no reason then not to have more than one if required.

greenorange

Between the three people that live in my household, we must have about 10 of these card readers laying around, from a variety of banks and build societies.

It doesn't matter which one you use, they're all the same.

noh

Herbalus wrote: »

Did you actually just go and weigh it? :rotfl:
........................................

Don't think he did.
Mine only weighs 50g

Norman_Castle

http://www.nationwide.co.uk/support/support-articles/faqs/card-reader-faqs#~

ColdIron

noh wrote: »

Don't think he did.
Mine only weighs 50g

Just weighed mine, 61 grams, I've been diddled

Gromitt

Wilkins wrote: »

Thanks. I had assumed that too. Can anyone else confirm? There seems no reason then not to have more than one if required.

The only one that's specific to each customer is the HSBC/First Direct ones (SecureKey), and some building societies use "code cards".

But yes, the actual calculator things that you shove your card in are all the same, for now.

badger09

Gromitt wrote: »

I disagree, I made a payment earlier this month to an existing payee that I paid also last month, but they asked for card reader authentication again. Small payments go through fine, but as soon as you go over £1,000 the requests seem more regular.

Me too

Last week I had to use my reader for a payment of £650 to an existing payee (me )

It doesn't really bother me that much, but I wish it were more consistent so I could be better prepared, rather than having to scrabble through my drawer and look up my heavily disguised PIN half way through a transaction

badger09

noh wrote: »

Don't think he did.
Mine only weighs 50g

ColdIron wrote: »

Just weighed mine, 61 grams, I've been diddled

Nationwide 50g
Co-op 51g
NatWest 52g (not used)
Tesco 52g (not used)

Conclusions:
1 Card readers lose weight the more you use them
2 I should get out more

ColdIron

badger09 wrote: »

Nationwide 50g
Co-op 51g
NatWest 52g (not used)
Tesco 52g (not used)

Conclusions:
1 Card readers lose weight the more you use them
2 I should get out more

Now you've got me started and I've weighed the other one
Barclays - 61g
Nationwide - 52g

At least I know which one to take on holiday now

laaah

Halifax doesn't (currently) require a card reader - just your user ID, password and 3 digits from your memorable information. You use your password to confirm payments etc but if you're setting up new payees you receive a phone call (to your nominated mobile or home phone) with an automated system to verify your request. They pay you £5 each month your balance is in credit.

However, if you wanted to stick with Nationwide I think you should get several card readers as others have suggested, and keep them at home/ work/ etc.