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Cars with low road tax...

Hi is anybody able to advise me which cars are only £20 - 35 per year road tax? I've looked on Google but getting a bit confused so if anybody has this information and is willing to share I would really appreciate it.
I'm not really interested in new cars as I'm just trying to keep the cost down and want a car that is cheaper to run long term.
Thanks in advance :)
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Comments

  • Wh05apk
    Wh05apk Posts: 2,938 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm not really interested in new cars as I'm just trying to keep the cost down and want a car that is cheaper to run long term.
    Thanks in advance :)



    So why the pre-occupation with low road tax? surely a car that costs £100 pa but will be perfectly reliable is better than a free tax car that requires work?


    Cars cost thousands to run a year, so £100 here or there for road tax is insignificant, find a good reliable, economical (ish) car then look at road tax.
    I am a mortgage adviser.
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  • I have a toyota aygo 1 ltr smallcar but the road tax is only £20 I think some of the corsa ecoflex engines are ver low VED
    just because you are paranoid doesnt mean to say they are not out to get you
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Wh05apk wrote: »
    So why the pre-occupation with low road tax? surely a car that costs £100 pa but will be perfectly reliable is better than a free tax car that requires work?

    Cars cost thousands to run a year, so £100 here or there for road tax is insignificant, find a good reliable, economical (ish) car then look at road tax.

    Print and frame that post.
  • pete428
    pete428 Posts: 49 Forumite
    check out renault clio, 1.5dci. the newer models are £30 a year.
  • gilbert_and_sullivan
    gilbert_and_sullivan Posts: 3,238 Forumite
    edited 14 April 2014 at 9:33AM
    AdrianC wrote: »
    Print and frame that post.

    Indeed, never could understand the way some people spend nearly 5 figures to get an extra 10mpg.

    The lowest VED cars with larger than sewing machine size engines are Diesels, but when a modern Diesel fails every penny that its saved you and then some can be wiped out in a moment.

    Diesels are currently lower VED than equivalent petrols due to VED being based on C02, now everybody has done as they are told and bought low emission Diesels, you may have noticed some recent articles about city air quality being blamed on Diesels engines, so expect that to change in due course...kerching.

    Some BMWs go into almost free VED, but runflat tyres @ £200 a pop soon puts that into perspective.
  • Being a girl, and not a car expert I thought that low tax cost meant low emissions and therefore it is the most economical to run. If anybody has any suggestions as to cars with low running costs then I would appreciate that advice too.
    Thank you tight Scotsman and pete 428.
  • Aygo/C1/107 take some beating, cheap tax, even the petrol does over 50 to the gallon dodging about, top quality tyres @ £35 apiece, set of front brake discs/pads around £60 for good stuff and half an hour to fit.

    They are lasting well, early examples had a small clutch but thats about the only problem apart from odd leaks from the tailgate in heavy rain, easily sorted.

    The only downside is road roar due to poor insulation, if you have a handy person about or don't mind having a go yourself, a couple of hours and £40 worth of self adhesive sound absorbent pads will transform it.
    Oh and the radio/speakers are budget to say the least.

    Other than that for cheap motoring its one of the best.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Being a girl, and not a car expert I thought that low tax cost meant low emissions
    Yes, because of the way that the VED band is based on CO2 emissions.
    and therefore it is the most economical to run.
    Fuel costs are a significant part of your motoring costs, yes, but a relatively small saving in fuel is very quickly outweighed by unreliability or high depreciation.

    If you do 10,000 miles per year, say...
    60mpg diesel = 750 litres per year = £1000
    40mpg petrol = 1125 litres per year = £1460

    So, wow, that's a £460 saving. Great!
    And that, of course, is if you really do get those economy figures. If you're only doing half that mileage, half the saving.

    But it doesn't take much of a bill to negate that. Modern diesels are fragile things, especially if you only do a low mileage. And if you're buying a near-new car, to "benefit from low VED", you may well be spending £2500 per year on depreciation and finance costs - or more.
  • Joe_Horner
    Joe_Horner Posts: 4,895 Forumite
    Ninth Anniversary Combo Breaker
    Lowest overall running costs with cars are almost invariably found with well chosen bangers. Hence the "bangernomics" thread on here.

    It's entirely possible to run an older car for very little more than the cost of fuel, insurance, MOT and road tax. Which, with the right car and enough miles, means pretty close to the cost of fuel.

    Using our Pug 405 as an example (2 litre diesel estate, cost £500, done 12k miles so far in it):

    Depreciation to date 9assuming I scrap it tomorrow): about £400 allowing for scrap
    Cam belt etc as precaution when bought: £130 parts
    Insurance for the year (fully comp, business cover, no-claims not available): £290
    Road tax: £220
    2x front tyres: £84
    Alternator: £25
    2x oil & filter changes: £40
    Fuel (overall average is about 40mpg): £1900


    Total cost: £3039

    Now, that's around what a lot of people spend on the car itself, then they have to add the fuel, servicing etc on top. The "one off" repair costs such as cambelt and alternator will also not be needed again for a good few years / miles so it gets cheaper over time.

    It helps a lot if you do the servicing etc yourself, but even if I'd paid a garage for the cambelt, alternator and oil changes, that would add maybe £400 to the total so far - still less than a lot of people will spend on the car.

    On the flip side, you don't get seen to be driving something new-ish, and you need to pick right in the first place for basic reliability. This one's on 196k miles at the moment and I'm looking forward to going into lunar orbit an another couple of years.....
  • Agree with Joe, bangernominics is the cheapest by a country mile, but only if you can do a lot of work yourself or have a good tame mechanic, possibly not the ideal route for a young lady who knows nothing about cars though.

    According to modern thinking a car older than 10 years is seen as a death trap, funny how so many cars up to 50 and more years old and their often older drivers are still kicking about in daily use and they usually have more than an up to the limit set of credit cards in their wallets.
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