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New beginnings, New start ...

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Comments

  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    It doesn't sound like the right time for jobs but you do need money coming in. Has OH moved back in and that has triggered the end of child tax credits? If that's the case he needs to make sure things are right with you financially and bills are paid.

    Lots of decision making on the horizon. Good luck :-)
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • Olivia-Louise_2
    Olivia-Louise_2 Posts: 154 Forumite
    Nintud wrote: »
    It doesn't sound like the right time for jobs but you do need money coming in. Has OH moved back in and that has triggered the end of child tax credits? If that's the case he needs to make sure things are right with you financially and bills are paid.

    Lots of decision making on the horizon. Good luck :-)

    Yes that's exactly why I'm not sure if I'm :eek::eek: or :(:( with a few tears involved!

    Thank you :)
    Time to start again :o
  • Olivia-Louise_2
    Olivia-Louise_2 Posts: 154 Forumite
    I haven't been updating, I've nothing to report, I'm cashing out my surveys to survive but right now I'm not sure where or how I'll manage 24 hours later never mind a plan on the debt!

    Lots going on, lots of thinking,wondering what's right and what's wrong. I will be back when things are a bit more settled/update. In the meantime I am still following a lot of diaries :)
    Time to start again :o
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Take your time over the decisions. OH needs to pay his way if he's back and realise that the kids come first. Whatever you do, I wish you the best of luck.
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,688 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good luck Olivia, hope you can sort things out and soon! Xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • Olivia-Louise_2
    Olivia-Louise_2 Posts: 154 Forumite
    edited 25 September 2014 at 8:58PM
    Sort of back!
    Still no tax credits :( Still no wages :( But I have a job.. well no I have 2 jobs! I won't get a wage until the 18th November and I've NO idea how it works lol so I don't know what I will be paid

    Debt Totals

    Friend £925 :(
    Dad £395 :(
    Mum £0 :D
    Fine £310
    Council tax £200

    So total now £1830

    Its gone up again :( Although I'm surprised it hasnt gone up ALOT more.

    Sold anything of value and managed really hoping tax credits don't take much longer as much left to sell :eek:

    Have £100 now to last this week going to pay £25 back off Friend, need food shop, gas, elec.
    Time to start again :o
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Congratulations on the jobs Olivia-Louise. I hope you get things sorted until payday. Can your OH help out a little more financially.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    Congrats on your jobs my darling.

    Dxxx
  • Olivia-Louise_2
    Olivia-Louise_2 Posts: 154 Forumite
    Debt
    Friend £925
    Dad £395
    Mum £0
    Fine £305
    Council tax £190

    Tiny payments
    Time to start again :o
  • Cwgg
    Cwgg Posts: 4 Newbie
    Subscribed

    Keep up the great work
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