We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Big Adventure

17778808283248

Comments

  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    buying into consumerist nonsense for about 5 years in my 30s, things would be very different.


    It was almost obligatory in the 1980's to do a spot of consumerism.


    In the years between 1986 - 1988 we were a little bit crazy. Our mortgage was beginning to feel less onerous, so for a few years we were spending freely. It never got out of control, but there was a period when we were happy not to pay off all our credit card at the end of the month.


    We only stopped, as we wanted to move house .
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Watty1
    Watty1 Posts: 7,081 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have done the consumerism bit too .... hard to remember on what now though (don't mention the lorry :rotfl:)
    Was once MF but bought this place. If we hadn't I think I could have given up work by now. Hey ho.....
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Its consoling to know that even people I respect on here fell into the same nonsense, just for a little while :) I'm very interested in owning a lorry though :)
    2023: the year I get to buy a car
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Morning all:)

    It is difficult to remember what we spent all our money back in the 1980's. There's certainly nothing to show for it now. It's all lost in the mists of time. Certainly no lorry, I think we'd have bought a double decker bus if it was possible. Mr Goldie was a kid who liked buses, and I had fond memories of watching the Double Deckers on TV.

    Although, thinking about it, I'm getting Cliff Richard Summer Holiday vibes..... Perhaps it was best that we never bought that bus!:rotfl:

    This morning I'm going to pop out and get some skin care items from Boots and have a general mooch round.

    I've also got some jigsaws to post, as I had 5 jigsaw auctions finishing last night. 3 obtained prices I was pleased with, 2 exceeded my expectations.

    Then, a bit of housework, this afternoon I'll please myself with what I feel like doing:)
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • edinburgher
    edinburgher Posts: 13,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your comment about hard work reminded me of a modern adaptation of a Thomas Jefferson quote: "the harder I work, the luckier I get" If I'd overpaid the mortgage, instead of buying into consumerist nonsense for about 5 years in my 30s, things would be very different.

    Which in turn reminds me of the talk of 'ergodicity' on ERE.

    Re. MMM - I thought he was in his early 40s?
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I think MMM is in his 40's now, but was in his 30's when he 'retired'

    Just went on ERE to look at ergodicity - it's an interesting concept, basically if you put in enough effort, you get to your desired destination.

    We are again discussing Sky TV....... Seriously thinking of stopping it altogether now.

    This may be after Christmas, but it is such a large expense out of our new income level
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • blackste
    blackste Posts: 1,144 Forumite
    Part of the Furniture Combo Breaker
    We have just been through the sky tv conversation. (3 weeks ago). We strem or DL a lot of the things we watch, and when we actually worked out what we use sky for it looked like this.
    DH - fashion police. those top model shows. xfactor.the dancing program. Hollyoaks.
    DS - terrible low budget cartoons.
    Me - reruns of top gear because i have too much spare time.

    That was a lot to spend £27ish quid on each month. Rang up, and within 2 minutes it was £11.50pm for 12 months. I can live with that, it buys me some peace from she who must be obeyed.

    Ring and tell them your cancelling Goldie, see what comes of it.
    Mortgage £242500 on completion
    FD CC 11/2014 £5900 (£3900 after BT)
    FD loan Approx £5700

    Deeply depressing total - £254100
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    We cancelled Sky Movies a few weeks ago, but it only saved us £8 a month.

    If it was possible to have Sky Sports, without all the other channels, that would suit us fine.

    But we have to have a 'bundle' to have the sky sports.

    Sky is in Mr Goldie's name, and he's not very good at the negotiation game..... I might have to adopt a deep voice and ring up on his behalf!:rotfl:

    We might get a HD freeview box/recorder, and do with out the sports. Apart from that, we mostly watch BBC anyway
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • blackste
    blackste Posts: 1,144 Forumite
    Part of the Furniture Combo Breaker
    He can make the call, and ask the operator to speak to you on his behalf. Just the threat of a cancel can be enough to get a discount.
    Mortgage £242500 on completion
    FD CC 11/2014 £5900 (£3900 after BT)
    FD loan Approx £5700

    Deeply depressing total - £254100
  • We also wasted a lot in the eighties. I can't beleive some of the things we did, and we had small children, a huge mortgage and credit cards. And we were no different to all of our friends.

    I would have done it differently if I had known... But couldn't we all, with hindsight.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.