NHS Fleetsolutions - anyone got one?

[Deleted User]

If you get an NHS lease car, do you still get 45p a mile or is it then less?

Hopelessly_Hopeful

[quote=[Deleted User];69522652]If you get an NHS lease car, do you still get 45p a mile or is it then less?[/QUOTE]

It is lease by salary sacrifice rather than the nhs crown car system. Rates of reimbursement as per contract but usually 56p for first 3500 miles then 20p thereafter

HHx

Speech_T

Hi, just a word of warning, do not be fooled into thinking that if you stay within the NHS but move to a different trust that you can keep your lease going. I have just had by fingers burnt with this and slapped with a £600 bill right before Christmas - not great! The trust I am moving to work with gmp car care not nhs fleet solutions. Gmp car care were completely willing to take over the lease but fleet solutions would not do this and were really dismissive and unhelpful. Also they wanted to take my car from me on 23rd Dec even though I don't finish with the trust until 31st Dec, leaving me without a car to fulfil my role stating that all the leading companies were closed over the Christmas period so they absolutely must collect the car on the 23rd - the NHS doesn't break for Christmas!!!! Really unhelpful - would not recommend based on my experience!

gzoom

No one seems to have mentioned the massive loss in pension contribution if you keep in paying £200-300/months for years on end. The NHS pension is probably one of the most generous around, to throw away your pension pot on a lease car isn't the most sensible thing to do.

As virtually eveyone in the NHS is now on the new contract your final pension is worked out based on average earnings, so reducing your pensionable pay.

Do the numbers on the effect of salary sacrifice before committing, even just getting child care vouchers can have a huge effect on your pension - 10% loss in just 3 years according to Unison. I cannot begin to imagine how much your loss if you rent a car for £200-300/month for 5-10-15 years via salary sacrifice!!

https://www.unison.org.uk/content/uploads/2015/05/TowebSalary-sacrifice-arrangements-and-your-NHS-pension-advice-for-UNISON-members.docx

bigjl

From what I have been told this will only affect your Pension if you are in the later 2008 Section.

If you are in the old 1995 Section Lysenko and most of my colleagues then it has not effect.

I believe this is one of the hidden clauses that management introduced to catch the unwary.

My mum was NHS her entire working life.

Ended up at Director level and her opinion was that nothing is offered without something being taken away.

The T&C of NHS staff have been slowly eroded over that years with the full consent of the Unions.

They sent me the pack to change Sections probably 10times.

A lot of the younger staff that signed didn't even realise that the 2008 Section had a higher annual Pension due to not automatically providing a tax free lump sum on Retirement.

You had to sacrifice some annual pension to get it. In a similar way to the way 1995 Section people did to increase their lump sum.

Interestingly Unison didn't offer anybody I know of the above linked advice back when the new Pension was introduced.

I tried to tell everybody but many didn't listen.

They just saw the bigger annual Pension without realising here was not an automatic lump sum.

!!!!!! Unison are in senior managements pocket in my experience.

Danni.carr12

Hi all, does the NHS fleet solutions cover all trusts in England?

Thanks.

DKLS

Speech_T wrote: »

Hi, just a word of warning, do not be fooled into thinking that if you stay within the NHS but move to a different trust that you can keep your lease going. I have just had by fingers burnt with this and slapped with a £600 bill right before Christmas - not great! The trust I am moving to work with gmp car care not nhs fleet solutions. Gmp car care were completely willing to take over the lease but fleet solutions would not do this and were really dismissive and unhelpful. Also they wanted to take my car from me on 23rd Dec even though I don't finish with the trust until 31st Dec, leaving me without a car to fulfil my role stating that all the leading companies were closed over the Christmas period so they absolutely must collect the car on the 23rd - the NHS doesn't break for Christmas!!!! Really unhelpful - would not recommend based on my experience!

Typical NHS and no consistency, at the trust where my wife works, if you leave the NHS or go to another trust you hand your car back with nothing to pay and they go into a pool.
To be used by the community teams and offered up as shorter term leases.
Her boss got a BMW M5 from the scheme.

[Deleted User]

DKLS wrote: »

Typical NHS and no consistency, at the trust where my wife works, if you leave the NHS or go to another trust you hand your car back with nothing to pay and they go into a pool.
To be used by the community teams and offered up as shorter term leases.
Her boss got a BMW M5 from the scheme.

Obviously if the other trust uses a different company then you will have to hand it back/do whatever. If the trust you move to also uses NHS Fleet Solutions then nothing changes surely.

gabitzul

I would not bother, especially with the past credit issues.

I am surprised it has not mentioned - you can retrofit the ISOFIX brackets very very easily into your car. The holes are already there.

https://www.youtube.com/watch?v=qpQQQn0beVg

Keep the car you have - they are very good in my experience.

KirstyHayter

Hi there! I lease a car through salary sacrifice & Iv just been hit with a new tax code meaning I will now be paying out more tax than before I had the car! It's gone up an extra £80 a month! How can this be correct when I thought the whole idea was that salary sacrifice made your tax code higher meaning less tax paid making the car more affordable than if you bought it yourself? Any one else had this issue? I can't wait to get shot of my contract now!