Finally mainstream!!!!

pfpf

grumbler wrote: »

What difference does this make?
Do you have a balance to transfer? If not, why do you need a new card?

you really are a miserable so and so sometimes (read that as always )

most of us on MSE love you dearly and your advice is nearly always correct...but please, please just for one day smile and be happy. you don't have to live up to your name sake all the time

vintagegirl

pfpf wrote: »

you really are a miserable so and so sometimes (read that as always )

most of us on MSE love you dearly and your advice is nearly always correct...but please, please just for one day smile and be happy. you don't have to live up to your name sake all the time

way to rain on someone's parade.
God forbid someone should be happy eh?
Anyway yes im pleased I can finally get mainstream credit, it means a lot to me after so long not being able to get a thing.

The steps i had was first it was Vanquis, credit limit, £250 - £500 - £1000 - £1250 - £2250

Aqua £300 - £550 -£750
capital one £200 - £700
barclaycard £300 - £550 - £650

yangptangkipperbang

vintagegirl wrote: »

yeah i know a lot about credit scores too.

...................there's the answer folks ! :cool:

Newyorkdreams

Well done Vintage Girl, your hard work has clearly paid off.

I also got not only excited, but SUPER excited when I started getting accepted for 0% deals again. I was stuck for a long time on cards with APR's ranging from 12% to 30% and then it started moving again. Whilst my debt is very high, it is also purely with the exception of 1 credit card on 0% deals so everything that I pay off is paying off the balance. It was a dark time before that so I can understand your excitement.

So, IMHO, it's a great sign and one which I would also be excited about because it signifies that, for at least 1 lender, you are a lower risk and that is a good start.

NYD

Newyorkdreams

greenorange wrote: »

Congratulations on improving your "I love debt" score.

Personally, I think it's a little odd to get excited over acceptance of a piece of plastic that makes it slightly less expensive to get yourself in debt.

Personally, I think it's a little odd that you would take the time out to be deliberately antagonistic towards someone who is clearly trying to better their financial standing. You obviously need to get a life. I think it's clear that this is a little more deeper than just trying to get into more debt.

NYD

giblet10

vintagegirl wrote: »

After soooooo long, im finally mainstream

I have just been accepted for the TSB platinum balance transfer master card
im quite chuffed, credit limit of £1000.

Super news! Just out of curiosity, did you get an approval immediately online or a "we'll be in touch.."

I applied for the TSB Amex and it gave me a provisional limit of £1500 but then said "we'll email you soon.." and I notice they've done an additional unrecorded search of my Experian today.

vintagegirl

giblet10 wrote: »

Super news! Just out of curiosity, did you get an approval immediately online or a "we'll be in touch.."

I applied for the TSB Amex and it gave me a provisional limit of £1500 but then said "we'll email you soon.." and I notice they've done an additional unrecorded search of my Experian today.

i applied and got a we'll be in touch. `they emailed a success email within about 3 days.
Hope you get it, im very pleased about it, odd as it may seem to others :rotfl::rotfl::rotfl::rotfl:

giblet10

Hooray I got the approval email at 2am today

I know how it feels to go back mainstream too so understand your excitement.

vintagegirl

well done pal. they must have been working the nightshift haha

Matthew_c

I am also happy to announce I'm part of the mainstream gang...for the last 6 years I've had to put up with the aquas and vanquis 's of the credit card world

I will never allow myself to get in that much trouble again nor do I ever want to see another 30% + apr card