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Santander over drawn help

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135

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  • graceuk
    graceuk Posts: 7 Forumite
    you say 7pm being disabled I can not get to a tescos at 7pm plus in my area walking in the pitch black because that area has very little lights is dangerous I don't fancy getting stabbed thanx.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    graceuk wrote: »
    i will no longer come here anymore the level abuse is appalling anyone feeling low and in need of help don't need extra abuse so I give up you win.! no point asking for help when it resorts to mass abuse. hope they shut the forum because it's too cruel!

    What abuse have you faced here ?

    None as far as I can see, I see the comment about a rabbit and nothing else, maybe its not to your taste but nothing more.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    graceuk wrote: »
    for several years for some reason my card would block birthday or christmas like they knew decent cash coming in lets shut it down hold her cash. I would have to re order a card! I had this happen 8 times which there the last time I wa sin an office and had to provide passport!

    And why was your card blocked ?

    It doesn't get blocked for " birthday or christmas " as you say.
  • graceuk
    graceuk Posts: 7 Forumite
    DCFC79 wrote: »
    What abuse have you faced here ?

    None as far as I can see, I see the comment about a rabbit and nothing else, maybe its not to your taste but nothing more.

    why is this brought up again it's off topic. It was responded to ages ago, let it go. I don't know why you'r eon thread this is just flaming and adding fire to it for sake of it, no help in the post just a need to wind a forum up. It's just a different form of trolling be regurgitating a comment.

    Ok so on topic can anyone actually help me please in finding a bank which is safer than santander please? I would like to hear of people saying yes their bank is better and it don't treat you badly like santander does in throwing out jargon and trying to overcharge with things.
    thank you
  • graceuk
    graceuk Posts: 7 Forumite
    can you leave the thread DCFC79 you're finding holes in anything to cause issues...omg...please leave the thread. can you remove fingers off keyboard. Idle hands make devils work as they say!

    moving on.....

    I am going to sign out hopefully when I log back in there will be a response to which bank to switch to only. I will look for that response only and avoid the difficult response that are made for the sake of when people have nothing better to do other than pick holes..thanks bye!
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    graceuk wrote: »
    why is this brought up again it's off topic. It was responded to ages ago, let it go. I don't know why you'r eon thread this is just flaming and adding fire to it for sake of it, no help in the post just a need to wind a forum up. It's just a different form of trolling be regurgitating a comment.

    It was a genuine question ?

    No wind up either.
    graceuk wrote: »
    Ok so on topic can anyone actually help me please in finding a bank which is safer than santander please? I would like to hear of people saying yes their bank is better and it don't treat you badly like santander does in throwing out jargon and trying to overcharge with things.
    thank you

    Define safer ?

    My mum is with Santander and has had no problems what so ever, she has the 123 account with the credit card and im thinking of moving to them myself.

    Im with rbs who again have been great, cant fault them.
    Im also with Barclays and same as above.
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    graceuk wrote: »
    you say 7pm being disabled I can not get to a tescos at 7pm plus in my area walking in the pitch black because that area has very little lights is dangerous I don't fancy getting stabbed thanx.

    It is almost 7pm now, and it is bright daylight. Where on earth do you live?
  • RuthnJasper
    RuthnJasper Posts: 4,032 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    graceuk wrote: »
    can you leave the thread DCFC79 you're finding holes in anything to cause issues...omg...please leave the thread. can you remove fingers off keyboard. Idle hands make devils work as they say!

    moving on.....

    I am going to sign out hopefully when I log back in there will be a response to which bank to switch to only. I will look for that response only and avoid the difficult response that are made for the sake of when people have nothing better to do other than pick holes..thanks bye!

    I am afraid that this is an open forum and you cannot dictate what people write or how they respond. DCFC79, as you can probably tell from his/her stats in the left side-bar is a long-standing and helpful member - if they weren't they'd have been found out and booted off the site a long time ago.

    I am sorry for your situation. If it's any help I bank with Natwest and don't have an agreed overdraft; I don't go "accidentally" overdrawn - if it looks likely the bank sends me a text alert so that I can take action to avoid the charges.

    I wish you better luck in future.
  • pmduk
    pmduk Posts: 10,681 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you overdraw your account, charges accrue. Learn this and you've learned to deal with banks.
  • k12479
    k12479 Posts: 801 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    graceuk wrote: »
    I actually contacted the ombudsman who contacted santander.

    they have been forced by c.a.b and ombudsman to cancel my debt as it's 1.50!
    From being overdrawn on the 31st to being resolved on the 15th by the CAB and the Ombudsman.:rotfl:
This discussion has been closed.
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