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Payment A Day Chapter 15

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Comments

  • 50p today for me please.
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • Kirsten1985
    Kirsten1985 Posts: 12 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Hi guys :-)

    I'd like to join :beer:

    Currently working my way through challenges to see what ones will work for me and since I am in the game of paying off all my debts in 60 months, this may be pretty helpful!

    Embarrassingly enough i don't have a PAD for today though.

    Can I ask if this includes usual payments to debt (like monthly direct debits) or is it just overpayments?

    This has probably been answered a billion times already but, well, I figured I'd ask anyhoo :rotfl:

    I'm so excited!! Roll on my mega bucks PADs!
    Make £2023 in 2023 #19 - £73/£2023Save £12k in 2023 - £0/£12,000
  • Emma285
    Emma285 Posts: 63 Forumite
    Did a car boot yesterday and raised around £75, splitting it with OH so will be making a £35 payment tomorrow (banks not open today :()

    Have only been managing a payment every other day ish at the moment - does anyone mind sharing how they find all the money for their PAD's? I'm not worried about making small payments, but the money does have to come from somewhere right?!

    I've tried to access some of the early PAD threads but I can't seem to access - don't know whether the links are broken?
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £47.20 refund to cc plz Igamogam - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    edited 7 July 2014 at 12:53AM
    Emma285 wrote: »
    Did a car boot yesterday and raised around £75, splitting it with OH so will be making a £35 payment tomorrow (banks not open today :()

    Have only been managing a payment every other day ish at the moment - does anyone mind sharing how they find all the money for their PAD's? I'm not worried about making small payments, but the money does have to come from somewhere right?!

    I've tried to access some of the early PAD threads but I can't seem to access - don't know whether the links are broken?

    Hello and Welcome

    My PADs are any money I can throw at The Debt............some is made up of regular DDs other can be change saved in a tin - 5ps coppers 20p tin etc For example last year I finally emptied the large whiskey bottle I was saving coppers in and there was over £55 in it. This year I filled my 5p tin which held over £40:eek: I count vouchers - i.e I use the voucher then pay equivalent in a PAD to The Debt. I even include 'roadkill':rotfl: Also everyday I round down the last 3 digits of my bank account and pay that to a CC. Basically any cash, spare or accounted for and from any source will count as a PAD.:D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Total for 5th and 6th July is a championship game set and match.............................
    £785.17
    smileys-tennis-170531.gifsmileys-tennis-170531.gifsmileys-tennis-170531.gif
    smiley-transport012.gif Total:£7795.74
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £6.58 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Good morning fellow PADders :hello:

    My PAD is £12 made up of £8 to MBNA and 2 x £2 coins to the moneybox please Igamogam :T


    Hi and welcome to Kirsten :hello:

    Have a great Monday everyone!

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Emma285
    Emma285 Posts: 63 Forumite
    Thanks Igamogam, very useful :T

    I've rounded down my bank ac and made a pad of £7.56
  • laurababs
    laurababs Posts: 237 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    PAD of £4.36
    Save £12K in 2020 #58 - £454.58/£5,000
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