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Payment A Day Chapter 15
Comments
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Have just paid the overdraft off £1000
. Seems strange as I have had it for ages.
OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Hi all :j
Popping in to PAD £31.50 refund to cc plz Igamogam - tkyou!!
Fantastic news TTFTM, Lisa, Sassers - wow! And also Supersaver1000 - on getting rid of the OD - we were just the same, it was always there used up to the hilt - never thinking about the cost of it!!! :T:T:T:T:T:TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
£2.25 today please:money:Save £12K in 2020 #58 - £454.58/£5,0000
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Good morning fellow PADders :hello:
My PAD is £1180 made up of £1174 to MBNA and 3 x £2 coins to the moneybox please Igamogam :T
We paid our mortgage off yesterday and it felt amazing but need to get back to some savings at the start of August! Bye bye Halifax :wave:
Well done Sassers on an amazing total and Supersaver1000 on paying off overdraft :j
Have a great Friday everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Time_to_face_the_music wrote: »
We paid our mortgage off yesterday and it felt amazing but need to get back to some savings at the start of August! Bye bye Halifax :wave:
TTFTM x
wowowow!! well done!!
My PAD is £3.11 to overdraft number 1
Thank you!Debt at highest - June 2013 - 26k/ March 2018 - 2500
Proud to be dealing with my debts0 -
Have just paid £1000.25p to the credit card. Don't forget the 25p :rotfl:OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Time_to_face_the_music wrote: »Good morning fellow PADders :hello:
My PAD is £825 to M&S and MBNA please Igamogam :T
And another debt bites the dust, bye bye M&S :wave:
Have a great day everyone :j
TTFTM x
Feels good doesn't it :j - well done you!!!Welcome newbies to a very addictive way of dealing with debts, as you can see it works!!
PAD today for me of £135 please Igamogam
Newbies (I know I say this all the time) if you are unsure what debt to tackle first try the snowball calculator http://www.whatsthecost.com/snowball.aspx
It really helped me and it's completely between you and your computer. No one is going to say anything.
Also yeah, padding is totally addictive - but works:money:. No PAD is too small (remember that). Padding is very flexible and no one judges you on here (I had bad experiences on other threads years ago on here) - so if you've come from elsewhere looking for a wannabe debt free home welcome:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Wow, lots of progress being made by lots of you. Well done all.
I haven't been able to pay off a lot recently, due to not having much money.
But today I have paid £20 into savingsPAD Maker0 -
PAD of £10 to the cc today!0
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And back to the usual 50p again todayA Payment A Day keeps the debts at bay
PADS 2016 = £222.57
Frugal living challenge 2016 1129.71/3660
= 14.86 per day/10.00 per day0
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