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shot_down_in_flames
Forumite 49 Posts
Hi, I am a newbie to MSE forums which seems vast so I hope that I have landed at the right spot! (please let me know if not).
The situation i have is currently making me ill as unsure how to resolve it.
In July 2013 I bought as a cash sale but through an estate agent a semi detatched house in need of major renovation - it semed like a good price at the time especially as my husbands capabilities and experience made the renovation work less costly. It was and still is an empty property.
At the time I was 50 / 50 as to what todo with the property once renovations were complete, ie sell on or rent out.
Whilst I was aware at time of purchase that the adjoining neighbours house seemed a little odd as in gnomes and plastic windmills in the garden and the net curtains somewhat unclean I had no idea that they were serial hoarders!
In December 2013 I decided to place the house on the market rather than rent as financially due to sudden unemployment I needed to recoup my money quickly. In early march I had an acceptable offer from a buyer and legal work proceeded only to find 2 weeks later that the buyer pulled out - due to NEXT DOOR!
Reason being was that once the neighbour knew I had a buyer he started to spill the house contents into the back garden and side driveway so with that happening who would want to continue with the purchase?
Its all in black plastic bags so contents not visible as such but it clearly shows a problem neighbour as there is so many bags!
All viewings before this empty sale and after have shown thro agents feedback that - 'house lovely' but next door a problem!.
My husband & I have spoken repeatedly to the neighbours who are elderly so have to be very carefull not to distress and explained our plight - the gentleman of the pair agreed to have a skip to rid the gardens of rubbish as 'he was sick of it too' only to find 2 days after arranging this that his wife has insisted it was taken back out again and he did as he was told!
Current situ is that we have contacted our local council EH service and were told we would receive a call from an officer next day - that was thursday last week - no call!
The gentleman has now rang our estate agent to say he wants the skip removed - it has about 10 bags in it so barely scraping the bottom!.
I do not know how to proceed further to end this nightmare as i cannot afford to pay this coming years council tax on the property and insurance with no job! Council say that its an empty property currently being marketed so no reduction on council tax is applicable.
Will i get anywhere by contacting Social Services as the adjoining property is a fire risk to the elderly occupants and our property as due to the rummage which is ceiling high they have had no hot water or heating for 2 years as British gas will not entertain carrying out work unless the place / pathways are clear and we know that they are using paraffin heaters for warmth.
Please do not think that I am a regular property developer - this purchase was simply a bricks / mortar investment from a monetory inheritance from my late Mother given savings interest rates are so low..
can somebody profesional or amateur please advise??
K
The situation i have is currently making me ill as unsure how to resolve it.
In July 2013 I bought as a cash sale but through an estate agent a semi detatched house in need of major renovation - it semed like a good price at the time especially as my husbands capabilities and experience made the renovation work less costly. It was and still is an empty property.
At the time I was 50 / 50 as to what todo with the property once renovations were complete, ie sell on or rent out.
Whilst I was aware at time of purchase that the adjoining neighbours house seemed a little odd as in gnomes and plastic windmills in the garden and the net curtains somewhat unclean I had no idea that they were serial hoarders!
In December 2013 I decided to place the house on the market rather than rent as financially due to sudden unemployment I needed to recoup my money quickly. In early march I had an acceptable offer from a buyer and legal work proceeded only to find 2 weeks later that the buyer pulled out - due to NEXT DOOR!
Reason being was that once the neighbour knew I had a buyer he started to spill the house contents into the back garden and side driveway so with that happening who would want to continue with the purchase?
Its all in black plastic bags so contents not visible as such but it clearly shows a problem neighbour as there is so many bags!
All viewings before this empty sale and after have shown thro agents feedback that - 'house lovely' but next door a problem!.
My husband & I have spoken repeatedly to the neighbours who are elderly so have to be very carefull not to distress and explained our plight - the gentleman of the pair agreed to have a skip to rid the gardens of rubbish as 'he was sick of it too' only to find 2 days after arranging this that his wife has insisted it was taken back out again and he did as he was told!
Current situ is that we have contacted our local council EH service and were told we would receive a call from an officer next day - that was thursday last week - no call!
The gentleman has now rang our estate agent to say he wants the skip removed - it has about 10 bags in it so barely scraping the bottom!.
I do not know how to proceed further to end this nightmare as i cannot afford to pay this coming years council tax on the property and insurance with no job! Council say that its an empty property currently being marketed so no reduction on council tax is applicable.
Will i get anywhere by contacting Social Services as the adjoining property is a fire risk to the elderly occupants and our property as due to the rummage which is ceiling high they have had no hot water or heating for 2 years as British gas will not entertain carrying out work unless the place / pathways are clear and we know that they are using paraffin heaters for warmth.
Please do not think that I am a regular property developer - this purchase was simply a bricks / mortar investment from a monetory inheritance from my late Mother given savings interest rates are so low..
can somebody profesional or amateur please advise??
K
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ooh the virtues of hindsight
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ooh the virtues of hindsight
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0
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Replies
http://forums.moneysavingexpert.com/showthread.php?t=4513551
On the one hand you have to have sympathy with your neighbours as people who are hoarders are often mentally ill and on the other hand I have a great deal of sympathy for you.
Does seem strange that the problem wasn't apparent when you bought the property which may be a good thing as they may not be hoarders just people who don't want new neighbours!
One other route to take. Do you know if the couple have family living near by - does anyone visit for example? You might have more luck getting something done if you can get one of the family members 'on side'. At the very least, you might get more knowledge of what the problem is.
There's your answer. You need to market it for what "seems like a good price at the time" and hope another you comes along.
If you sold at auction, you could set a reserve price so at least you broke even on the deal. Auction buyers may not take such care in assessing the situation.
EH are really only much use if the rubbish is causing rats etc. then they can enforce clearance IIRC.
Sadly an Englishman's home is his castle, even if he's a loony tunes.
I have never seen any family there - though at some points possibly paranoidly thought that poss a family member of theirs has an interest in buying my property at a very low price so poss its a case of lets make that happen!
I just do not know - its more to do with what action if any i can get the authorities to take - maybe none!
ooh the virtues of hindsight
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Maybe do it by ringing the office and arranging a free fire safety check at your own home.
if you had this situ next door to you as an adjoining property would you do this also ? - if you knew the state of it? - my husband is a plumber who this neighbour months ago asked him to look at poss of getting back the heating / hot water - he couldnt reach anything to survey due to the piled high to ceiling clothing and other contents.
ooh the virtues of hindsight
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6ft panels plus trellis are already there but the property is elevated so the panels etc do not conceal from bedroom windows - or from people looking down the drive - many thanks for the thought.
ooh the virtues of hindsight
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If you take it off the market now, you could put it back on the market in a few months time, perhaps without having a board up outside so it's less obvious to them that you are selling.
May be a wake-up call.