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Carrot cake in the oven

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  • Thank you guys. It felt a little defeatist at first but at least it's realistic and I can always up the game if things change.

    Yes definitely would be a fab achievement - the first [STRIKE]step[/STRIKE] stairway completed to freedom.

    The next stairway will be saving and the next after that is buying a house. Going on in the background will be DDs exams, my uni course and of course a new career! And when I write it all down I can see its a busy but fulfilling time, but I will need your support.

    Going to pop around and see what you've been up to and show my support back to you wonderful people.

    SS1K xx
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Sign me up if support means encouraging even resorting to nagging.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Sign me up if support means encouraging even resorting to nagging.

    And I'll deputise in INOD's absence ;)

    You're going great guns supersaver - keep on keeping on. And thank you so much for your support over on mine. Know that you are appreciated :D

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £268.51/£300 
    Non-food spend August 2025 £15.55/£50
    Bulk Fund August 2025 £13.50/£10 
  • Thank you so much - truly uplifting - I accept all help.

    Also just had a boost that DD said - I'd like a blouse like yours - what moi - clothing desired by a trendy teenager - imaginary whoops in the air :)
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • You trendsetter you :) x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • Lol.

    Hmm. I wonder where I could get £17.69 from to take me debt under 9.5k?

    Off to think....
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Sell your blouse to DD for that amount? :D Sorted!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Love it Ali. Any interest payable on the emergency fund?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Love it too - no luck so far, but DD borrowed it today and DH said she should keep it, so I said yes as long as he pays me!:rotfl: He didn't like that :rotfl: If nothing else its a good way to stop him trying to give my clobber away.

    I think I've already accounted for all of the interest, although I could check again as it was an approximate guess and now its actually in could be a little more. I could also eBob some stuff again.

    Thanks for getting me motivated. :)
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • SS1K Just had to delurk to say I am very jealous... my DD nags me all the time about the way I dress, she would never borrow my clothes, but I, on the other hand am always rummaging through her wardrobe :)

    What course are you doing at Uni?

    Hope you find that elusive £17.68. I cant wait to hit the 50% paid figure on my debt. I don't think it will be until after Christmas, I want to have a credit free one for the first time ever.

    Good luck with the job hunt.
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