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Carrot cake in the oven
Comments
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Thank you guys. It felt a little defeatist at first but at least it's realistic and I can always up the game if things change.
Yes definitely would be a fab achievement - the first [STRIKE]step[/STRIKE] stairway completed to freedom.
The next stairway will be saving and the next after that is buying a house. Going on in the background will be DDs exams, my uni course and of course a new career! And when I write it all down I can see its a busy but fulfilling time, but I will need your support.
Going to pop around and see what you've been up to and show my support back to you wonderful people.
SS1K xxOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Sign me up if support means encouraging even resorting to nagging.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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in_need_of_direction wrote: »Sign me up if support means encouraging even resorting to nagging.
And I'll deputise in INOD's absence
You're going great guns supersaver - keep on keeping on. And thank you so much for your support over on mine. Know that you are appreciated
GreyingPounds for Panes £7,305/£10,000 - start date Dec 2023
Grocery Spend August 2025 £268.51/£300
Non-food spend August 2025 £15.55/£50
Bulk Fund August 2025 £13.50/£100 -
Thank you so much - truly uplifting - I accept all help.
Also just had a boost that DD said - I'd like a blouse like yours - what moi - clothing desired by a trendy teenager - imaginary whoops in the airOSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
You trendsetter you
x
Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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Lol.
Hmm. I wonder where I could get £17.69 from to take me debt under 9.5k?
Off to think....OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
Sell your blouse to DD for that amount?
Sorted!
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Love it Ali. Any interest payable on the emergency fund?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Love it too - no luck so far, but DD borrowed it today and DH said she should keep it, so I said yes as long as he pays me!:rotfl: He didn't like that :rotfl: If nothing else its a good way to stop him trying to give my clobber away.
I think I've already accounted for all of the interest, although I could check again as it was an approximate guess and now its actually in could be a little more. I could also eBob some stuff again.
Thanks for getting me motivated.OSWL (start 13st) by 30Jun20 6/10
£1/day Xmas'20-62 £214/£366 saved
Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
Starter Emergency Fund £1000/£1000 saved0 -
SS1K Just had to delurk to say I am very jealous... my DD nags me all the time about the way I dress, she would never borrow my clothes, but I, on the other hand am always rummaging through her wardrobe
What course are you doing at Uni?
Hope you find that elusive £17.68. I cant wait to hit the 50% paid figure on my debt. I don't think it will be until after Christmas, I want to have a credit free one for the first time ever.
Good luck with the job hunt.0
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