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April 2014 - Make £10 a day challenge. Everyone welcome!
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another £13.50 in the post from a craft fair today - still only £17.50/£150:EasterBun20p savings club: 20p
May Make 10 pounds per day challenge 0/300Saving for flights to Canada 2015 £5/2400Number of No spend days this month: 00 -
Spent another £5 of Nectar points today
Cashed out a Swagbucks Amazon voucher on Monday and it's still not in my account. I guess it's taking longer because loads of people ordered them in the sale?New graduate trying to get debt-free.
Make £5/day challenge: August £84.08/155
I owe £5400 (plus £34,000 Student Finance)
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£11.38 for me today - fb salesDebt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
Feb Earnings: £711.20/£500 March: £434.41/£500Currently compiling an A-Z of earning sites and happy to share it0 -
LittleMonkeys wrote: »Hi all, Can I join?? New today to MSE but so far I have made £28.00 refund for unused Amazon Prime, £20 for removing Sky Sports, £41.00 Interest refunded.
Of course, welcome! I'll add you to the challengers when I do an update shortly.I like to make money
Best wins: £3,000 luxury holiday, holiday in Cornwall, £250 Murad Skincare hamper, angle grinder
:j Make £10 a day challenger - it pays for trips to Florida! :j
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Hi everyone,
Sorry, this week has floored me. I started the Big Thing I talked about recently, so that's taken up a lot of my time. I'm going to sort out the new challengers when I'm comfy in bed later - too much to do first!
I've had two FB sales this week - £10 for me and £10 for my fiance, so I'm only adding my £10. Plus £6.90 Viewsbank payment and £1.41 from Qmee so my total is now £797.43.
And that's it! Waiting for a Bubblews payout - I've not even had my email confirmation so I'm getting worried about that.I like to make money
Best wins: £3,000 luxury holiday, holiday in Cornwall, £250 Murad Skincare hamper, angle grinder
:j Make £10 a day challenger - it pays for trips to Florida! :j
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Natterjack88 wrote: »Get rooting down the back of the sofa! Or in the car if you have one- always pennies lying around there!
Emptied the car the other day =(
Mum gave me another 12p today though so busted halfway.
And worked my second job today so £20.76 on top for today.
Plus £3 from my grandparents. Almost 25 and still get pocket moneyhaha
£23.88 today taking my total to £173.86Debts (as of 28/10/15)
Mum: Start £3426.00 Now £2655.00 22.5% Car (on finance): Start 13823.60 Now £8728.59 36.85%
Current Debt Free Day: 12/1/2019
Goals:
£2000 emergency fund £800/£2000 40%
£5000 House Deposit £62.09/£5000 1.24%
Car Finance Settlement Fee As of 28/10/15 £0.00/£7152.18 0%0 -
I also run 3 x 123 accounts :eek: and a 123 credit card.
We have a business account with HSBC which pays no interest so wages are transferred and split between the 3 accounts account no 1 (joint)being the main account from which all the main bills go out of including the DD for the credit card (paid in full every month)
Account no 2 is in my name only and has 2 tiny DD coming out to meet the criteria and is up to the maximum for interest. So this just sits and acts as a savings account.
Account no 3 in is DH name and again has 2 tiny DD set up and this is where any extra money is transferred and we will just try and use this as a savings account.
When they are all full (which will be a while) I will look around at the time to see where I can get the best rates.
This is all thanks to MSE and the lovely people on here 2 years ago I couldn't afford to put petrol in the car or food on the table.
Debts galore and a spend 10 times more than we earn attitude.Its been a hard slog as paid it all off then started overpaying £1000 a month on the mortgage (which is finished with the next payment) :j
So it can be done just keep chipping away and all of you who are thinking you are not doing well this month on this challenge just look how far you have come :eek: You are all bl**dy amazing
Mav x
Forgot to say I also run another santander old account which is the dogs (his insurance has now gone up to over £100 a month) so have cancelled and am now sticking any extra money I make in here to cover any problems. This is a rubbish interest account and will be swapping to a higher rate as soon as he has enough in it to start worrying about it.lol
Well done and very well said Mav
Have a super Sunday everyone
Lx£10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
Bulk buy.......APR=233.76
GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
OS WL= -2/8 ......CC =00......Savings = £13,1400 -
£22.30 fb sales to addDebt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
Feb Earnings: £711.20/£500 March: £434.41/£500Currently compiling an A-Z of earning sites and happy to share it0 -
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Well done and very well said Mav
Have a super Sunday everyone
Lx
Thanks Lynne
Sometimes we just have to remember would we have been doing boring surveys ? No we would have been out spending money.
Would we even know what Qmee was back then - No I don't think so.
Would we have been paying extra on any debt -No we would have been paying the minimum we could get away with
Would we having been picking up that 2p roadkill -No we would have walked past it:(
Would we have overpaid on the mortgage - No It wouldnt have crossed our minds we would have paid the least we possibly could.
Would we have been flogging everything we could sell on E*ay - it would have been binned or charity shopped.
There is loads more but just think about what YOU do differently now.YOU will see how far your attitude has changed in a short or long space of time.
So when you think you are having a bad month just think on those little things you are doing now and never did before.Thats what matters as that is what is going to get you out of that hole you dug
Good luck to all and remember its the small things that all come together at the end.
Every month that goes by that light at the end of the tunnel gets closer and before long you WILL reach it.I promise
Mav x
Debt free and Mortgage free thank you to all for your encouragement and advice :j
Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T0
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