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Starting over again- Take 2

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  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Afternoon DFW, so managed a nsd yesterday today wasnt that lucky poped to get my friends b'day pressy..(2 gorgeous gift sets from sanctury) was i could keep them...plus gift box with bow so no wrapping. Popped to a$da and left £12 lighter, needed soya milk, came back with that, humous, meatfree sausages,quorn mini picinic eggs, catfood 6cans& 1 box dryfood) still dont know how that came to £12....craziness..my moggy needs to get used to dry mix pronto, such a prima donna...Gosh i bored Im really feeling lethargic....anyway just a quic check in to update and get my mse fix, feel like im in moneyspending rehab lol! ciao x
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Happy Monday!! Taking a bit of effort to get into this state of mind this morning but im here! Have exercised (day 3 of shred), meditated, even went as far to get dressed (into a dress) not that im going anywhere but It makes me feel a bit happier than lounging in my "Sunday Scruff". Have just paid another £27 pound to cc1 thats another 1%..I think i just enjoy colouring the squares to be honest...need those grids filled in am odd like that. Also thats probably what i wouldve spent on lunch and drinks in a beergarden (old bank holiday custom) so it seemed fitting.:beer:
    Todays plan study, dinners done & my place needs a good tidy...cant do it until ive done a respectable amount of work..did chuck on a load of washing though (take advantage of the sunshine) so not feeling too bad...Aww some tidbits from my MSE scoping..If you have a te$co club card you can watch films on tesco tv...if you fancy a change & I read about something called an eco egg which depending which one you get will give you upto 720 washes, basically no more washing powder for years & works out 2p per wash....I really love a thread snoop find out so many wonderful tips, cheats...almost as good as online shopping, definitely more productive...:D right I best get back to work..have a fab day one & all x
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hey Shelbi,
    Nice shiny diary, shame you have to work on a holiday Monday icon11.gif
    Well be subscribing to keep up with your new exploits
    DM
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Hi DivingMad :hello::hello:

    Nice to meet you & thank you...Always helps to know someone is there watching ...keeps me on the straight & narrow:) ...Thank you! X
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Today was an unexpectedly good day...managed another NSD...Have been reading some diaries to keep motivation up...all I want is to be debt free & now I am going to try what ever i can to achieve it. Bonus of the day was repaid £50 i had loaned out, wasnt even expecting it back yet so that was nice:j:j, will put the extra £4 towards it and pay it to cc1, thatll be another 2%. Have everything crossed that the premium bond money comes in tomorrow or at least this week. Would be nice to be able to pay some more. This paying 1% is becoming addictive. starting to see everything as credit card payment.....£27 the magic number!! :j Anyway best go prep some lunch for work tomorrow...Just remembered night out with my girls tomorrow to celebrate a birthday. So wont have a no spend day, perhaps I will pay off just 1%:( and keep the other half for dinner, shouldnt be too bad as were ta$te carding it..will try to be as good as possible...Goodnight diary land x
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • GunWharf
    GunWharf Posts: 308 Forumite
    100 Posts Uniform Washer
    Hiya

    Been reading your Diary tonight-very good indeed.

    A good Journey and we will all get there in the end!
    (Debt Jan 2014 LBM £34,000) Current 2016 "Problems" as follows:

    C Cards 1,2,3,4 WAS £18,333 NOW£0 :j...Overdraft WAS £2700 NOW£0 :j
    Secured Loan
    WAS £4113 NOW£0:j.......Loan WAS £8864 NOW £6,000

    DEBT TODAY = £6,000
    (£28,000 PAID OFF SO FAR!)
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    :wave::wave:Hiya Gunwharf..
    Thnak you for dropping in, Must confess ive been having a read through your diary, your doing amazingly well, will be subscribing to cheer you on & get motivated..the rate at which your clearing it is incredible..I need some of that willpower.:T
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Today am full of beans, energy is high...happy as prem bonds have dropped into my account have paid over £270 to cc1. Have moved 3weeks worth rent money to another account. Need to ensure I have that and dont throw it on the card to. Am waiting for dd's to hit tomorrow so I can see what is left, wont be much but ill make it work...gotta go, just a quick update to keep me on the straight and narrow...happy Tuesday guys...have a fab one x
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Afternoon mse world, feeling a little tender today..kind of over did itlast night with the wine, turns out we had much to celebrate, total cost of the evening £40 (a tad over budget but was lovely). Was running late & no sandwhich for lunch so I popped to waitrose, so much for a no spend day:(... have paid another £54 to cc1, another 2% off:D...this will mean that ive no choice but to keep with the nsd's as theres not much else left...hope everyones having a fab day...right back to work for me xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Morning Diaryland,

    This morning I made another 1% payemtn to CC1 have hit 45% on it, very happy with this..just wish it was payday again, still another 17 days to go, wondering if i can make 15 out of those no spend days? i shall try. Today will be a no spend day...have paid the rent (doesnt count lol) and thats about as much use as the plastic will see today...nothing else to report im afraid...have a good day guys x
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
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