May: Pin Money Savings Challenge

squeaky

Didn't the first post in this thread help at all?

Cullumpster

Sorry squeaky i thought you meant me to post it here as it was in the wrong one do you want me to delete it ?

squeaky

No, you've got me all wrong.

The very first post in this thread is by Queenie and it explains all about the PMS and what makes a saving real and what makes one virtual. So have a read and see if it answers your question.

I've just looked and I think it will

Cullumpster

Thanks, sorry to be a pest, i'm at work so just flitting from one post to another while the boss isn't looking :shhh: not really looking at what i'm doing !

squeaky

No problem

It's a long post... so what you could do is view it as a single post (by clicking on the number in the top right hand corner) then print it to read at your leisure.

Queenie

Cullumpster wrote:

if i've saved £7.02 in BOGOF items and put this money into a pot, does this class as my PMS money?

Yes, that's pin money
Well done on your saving! :T

Cullumpster wrote:

Also i''ve got some pinecone vouchers and also a 50p of Dove products so is £4.50 classed as vitual savings?

At the moment, it is "virtual". Once you "spend" them and get the discount from your shopping/purchases it becomes "actual" because you'll be able to put that £4.50 in cash into the pot.
Does that help?

My totals for PMS come to .....

... £378!!! :j

I have been using up food in the freezer/pantry, so I haven't had to buy as much as usual when shopping plus sticking to the menu plan and shopping list; plus, using the local farm shop instead of dh popping out to the supermarket!
When I have shopped for necessary items, I have used coupons. Some of the coupons came from magazines, a couple came through unexpectedly as a follow up to freebies I had last year, others I. £80 of it I have transfered OUT of "virtual savings" ... the mobile phone company has now made good it's promises and the money has become "real"
£100 came simply from reading the car insurance terms and changing insurer!
I don't expect to do quite so well in June because the insurance and mobile rebate are one off's, but I'm rather pleased with the amount

OK, I'm off to begin the thread for June's PMS

Keep up the great savings everyone!!!

Lucie_2

I've ended up with £3.56 left in my pin money at the end of May. But I have bought an ice cream maker & a DVD out of my pin money fund, so haven't done that badly at all. I only add in the multisave figures from the bottom of my receipt, so could probably do better & find more savings.
Plus I can't forget the £27.23 virtual saving on all that hair curl product from Asda - I'm still on the first bottle, only another 6 to go!!!!

I think my pin money is going to be used as a fund for items I want, but don't necessarily need. I was going to buy a new office chair, but can put up with the one I've got for a bit longer.

squeaky

This Chair might tempt you

Choose "Home Use" on the first page.

Type chair into the search box.

Choose executive from the list

A little over 1/2 way down is a chair for just over £35

catznine

Total for May £30.81 from pennies found on floor and down the settee! Also savings on ebay from stuff that I would have bought at a far higher price from craft shops. Also added in coupon savings, bogoffs and money saved making yogurt and bread.

Total of March and April came to £51.02 so in all £81.83 saved so far. Mind you I have spent £20 of that on treat for dd.

Janeryan

Total for May-£93.25 actual savings plus £16.50 saved by using Boots & Sainsburys points

Total for year to date £404.97(spent so far £150.00)

Can't believe how all those BOGOF's and reduced items add up plus when you shop at Rainbow and spend over £40.00 you get 4p off a litre of petrol which with petrol the price it is comes in very handy!

Plus used as many coupons as I could(but haven't tried internet ones yet) and looked out ofr triple point deals at Boots plus my M & S vouchers for using my credit card.

Off to join in June's challenges now-good luck everyone!