Tax credits looking after grandchild

flea72

Poppie68 wrote: »

It does'nt matter if you are a registered child minder or not if the children do not live with you and you are not responsible for them you can't claim tax credits for them.

EDIT: removed incorrect info....the above only applies if you are trying to claim CTC.

I don tthink The OP wants to claim for the kids, they want to claim money for themselves, due to their work (childminding) generating a low income

Icequeen99

nagrom007 wrote: »

I am a registered childminder on a low income who looks after my own grandchild and another child. I need to know if I can claim working tax credits.

Does your son/daughter pay you for looking after your own grandchild?

IQ

GobbledyGook

It depends why you look after your grandchild.

If you look after them as a mindee then no, you can't claim for them. However if the child's parents claim tax credits they may be able to claim the childcare portion.

If the child lives with you and you are responsible for their care then you could be classed the same as a parent who was a childminder with a low income.

Jobseeeker

I think what the OP is saying is that her job is a childminder and one of her customers happens to be son/daughter who hire her to look after grandchild. What she is asking is whether that would affect her claim for WTC. Is that correct?

The answer is no, as long as its all above board with invoices and tax returns etc.

Poppie68

blondebubbles wrote: »

The OP has also started another thread stating she has no income and is looking to claim income support.

It's going to be one of those stories that has about 100 layers, that is a painful as pulling teeth trying to get all information in one go, people spending countless time trying to help and advise the OP and finding out at the very end it's nothing like the original story...

flea72

I would say the OP has realised that if they register as a childminder and do minimal minding of other children, then they will tick boxes for WTC for themself, and their children can also claim for childcare element

As long as OP works over 30hrs a week, they can claim WTC. 2 kids (thats if she gets paid for grandchild) at £3/hr for 30hrs is an income of just over £9k/yr so OP would be entitled to top rate WTC. As a SE person, the closer you are to min wage levels of income, the less likely you are to flag up on the system so the OP does need to have another mindee for the 30hrs (although there is no minimum that is stipulated for the childcare element, just that the grandparent must look after other children, outside the family)

flea72

Just rechecked this and As long as OP is registered and child comes to her house, the childcare element kicks in for her grandkids parents

So OP doesnt have to mind other children, just meet the 30hrs rule (and receive a believable income), so that she can claim WTC

Icequeen99

blondebubbles wrote: »

The rule about relatives being childminders only apply to the childcare element of tax credits. The relative would need to look after the child outside their own home and look after at least one other child who is not related - http://www.hmrc.gov.uk/taxcredits/start/who-qualifies/children/approved-childcare.htm

This rule does not impact on the childminders claim for working tax credit.

Also on an income of £9000, you wouldn't get full working tax credit. Tax credit begins to be reduced on earnings over £6420

There is no requirement for a registered childminder to look after at least one other child who is not related - that requirement only applies to approved childcare providers. The only requirement for a registered childminder who is also a relative is to look after the child outside of the child's home.

IQ

Poppie68

Icequeen99 wrote: »

There is no requirement for a registered childminder to look after at least one other child who is not related - that requirement only applies to approved childcare providers. The only requirement for a registered childminder who is also a relative is to look after the child outside of the child's home.

IQ

Whats the difference between approved and registered then? which one has to be registered with Ofsted?



EDIT: It's ok i found the onfo...

Poppie68

According to this link i provided earlier...it says:
If you would like to become a childminder to look after your own grandchildren, you must also take on other (non-related) children, register with Ofsted and advertise your services publicly. If you are a registered childminder, the parent of the child will be able to pay you with the childcare element of tax credits.