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Wedding deposit lose

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Comments

  • BitterAndTwisted
    BitterAndTwisted Posts: 22,492 Forumite
    10,000 Posts Combo Breaker
    Set up a PayPal account and beg friends, family and acquaintances to help out.
  • Olliaura
    Olliaura Posts: 12 Forumite
    No wedding insurance
    We did budget for the wedding but we never thought boiler would break at Christmas ,childcare would go into liquidation , tv break the list goes on .
  • daisiegg
    daisiegg Posts: 5,395 Forumite
    I don't think wedding insurance would have helped in this situation anyway as effectively you are choosing to cancel the wedding (I know that is not the case in practice but it is on paper unfortunately)
  • Horace
    Horace Posts: 14,426 Forumite
    OP even if you had wedding insurance - you are not covered because you changed your mind regardless of the circumstances.

    When you booked the venue, you must have visited it and been given a copy of the contract and if you paid over the phone then you would have been emailed a receipt. What does the small print say?

    It is not unusual for a venue to hold onto a deposit and it will state in their small print their terms which will include paying a certain amount before the wedding and the balance on the day. By deciding that you now cannot afford to get married you are left in the unfortunate situation of breaking the contract that you had with the venue. The venue now has the problem of trying to sell that day to another couple which takes time especially when these days weddings tend to be booked a year or two in advance. The venue are within their rights to sue you for the outstanding deposit balance, I understand that this is not what you wanted to hear but you are now in breach of contract.

    What are you doing to get the cash back from the school club? A boiler breaking down then this has to be repaired but you can forego the TV.
  • Georgiegirl256
    Georgiegirl256 Posts: 7,005 Forumite
    Olliaura wrote: »
    The wedding was not until the 24th May, I think they would probably be able to get another booking.

    I very much doubt it. Also, did they not send you out a receipt through the post?

    As unfortunate is it is, that is ultimately what a deposit is for. Is there no way of simplyfying your wedding plans and make it cheaper so you can still go ahead?
  • okborednow
    okborednow Posts: 169 Forumite
    Is there any chance then venue would let you push back the date of the wedding and use the deposit for that? That would then give you a bit more time to get your finances in order.
  • tea_lover
    tea_lover Posts: 8,261 Forumite
    Olliaura wrote: »
    Surely there's something i can do £ 1280 that's so much money and the situation that I am in was not my fault ?

    Well it certainly wasn't the venue's fault.
  • claire16c
    claire16c Posts: 7,074 Forumite
    Part of the Furniture Combo Breaker
    Olliaura wrote: »
    We haven't got the other £2000 that's just for the day time. That does not include church and evening

    So switch the ceremony from the church to the venue so no church cost? And drop the evening do just have the day stuff? Or scale it back.

    What other £2000 I thought it was £280?
  • *max*
    *max* Posts: 3,208 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm sorry this has happened to you, but...why plan a nearly 4K wedding when you don't have contingency money for everyday living? It seems so unrealistic to be willing to spend that much money on ONE day when you can't afford for your boiler to break or £300 of childcare money to go missing. I know you can't plan for everything and you've had more things go wrong at once than anyone could have predicted but...

    Anywway, I hope you can sort something out with the venue so you don't lose all your deposit, but legally I don't think there's anything you can do. It'll be on their good will if you get anything back at all. :(
  • Gigglepig
    Gigglepig Posts: 1,270 Forumite
    Sorry to hear things have been going wrong, but agree with the other posters it is not the venue's fault. even though the things that happened were not your fault, these things happen and it is your responsibility to plan and save for them... If you ask very very nicely perhaps the venue might let you push out the date?

    I would look at how to do the wedding on the cheap, could it work if you cut back spending and try make some extra money (take on extra part time jobs?) to still go ahead?

    If all else fail just get married and drop the expensive party - £1250 in lost deposit is still cheaper than £4k and at the end of the day you will still be married :) there are many ideas on the forum for how to celebrate on the cheap.

    Good luck and i hope you get to have your special day.
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