Weekly Spend Challenge W/C 2nd March 2014

edited 4 March 2014 at 6:47PM in Debt-free Wannabe Challenges
38 replies 2.4K views
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  • My week looks like this

    Sunday - trip north for dad's big bday - £50 fuel(over and above norm weekly spends)
    Monday - NSD
    Tuesday - NSD
    Wednesday- team building lunch thingy £3.00 circuits class £1.00
    Thursday - NSD
    Friday- not sure yet £5.00 possible
    Saturday- NSD

    Will aim for less than £60 to give me leeway.


    Good luck everyone!
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • DD265DD265 Forumite
    2.2K Posts
    Tenth Anniversary 1,000 Posts Name Dropper
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    Welcome along solong

    Good luck with the challenge. I used to do the £35 per week/ £5 per day. And it was great for helping me to not spend as I didn't like to break into my £5. Now I can't afford to set that amount. :(

    I can't either - but at the same time if I did I'd just spend the money on rubbish anyway!

    Sunday - NSD
  • elfy1807elfy1807 Forumite
    150 Posts
    Hi.

    I'd like to join this challenge please.

    For a couple of months now I've been limiting myself to £10 a week.
    I've been a bit slack just recently, so I need to get back onto it.
    This week will be short - I'm going to go from today til thursday for £10.

    Then my new week will start Friday.
    I get paid every 4 weeks on a Friday, so I find Friday-Thursday the best way to work.
    Hope nobody minds that that's the way I do it.

    So...
    Today - Worked - NSD
    Tomorrow - Working - NSD
    Wednesday - Working... however I need to buy my mum's birthday present for next Tuesday, so it won't be a NSD as such, however won't be out of my weekly £10
    Thursday - Seeing Grandparents for lunch, Zumba class £5.80

    Friday - Payday and new £10.

    As I said, I'm not too bad, but not really been keeping track recently.
    At the end of my week I empty my purse into my (not sealed) sealed pot and start afresh with a new £10.

    Weekends are the hardest as it's when I see my boyfriend and although we try not to spend money (I've convinced him to stick to a £10 "pleasure" budget as I call it - he's also put himself on a £15 food budget too - very proud of him just even trying to give it a go) sometimes we just get a bit excited when we go out - and we're both big fans of car boots.

    But yeah... £10 a week please. Short week this week and starting properly again on Friday.

    Thanks =)
    Debts (as of 28/10/15)
    Mum: Start £3426.00 Now £2655.00 22.5% Car (on finance): Start 13823.60 Now £8728.59 36.85%
    Current Debt Free Day: 12/1/2019

    Goals:
    £2000 emergency fund £800/£2000 40%
    £5000 House Deposit £62.09/£5000 1.24%
    Car Finance Settlement Fee As of 28/10/15 £0.00/£7152.18 0%
  • MunchinMunchin Forumite
    2.7K Posts
    Ninth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
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    Hi all,

    Sun - £1.20 paper
    Mon - NSD:D

    Total - £1.20/£20
    DEBT 6 March - £688 NSDs- 3/301 (start 6 March 21)
    Goal 1 - Prudent reserve - £2,500/£10,000 (25%) - represents some security
    Goal 2- New hearth - £50/£2,000 (2.5%)
    Goal 3 - New to me car - £0/£8,000 (0%)
    Goal 4 - Rewire house - £0/£4,000 (0%)

  • NSD logged for today! :D
    :j
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • Sedge123Sedge123 Forumite
    597 Posts
    ✭✭
    Spent 33p today on postage, probably going to be working most of the week so hopeful that will keep the spends down. ��
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
  • cookie02cookie02 Forumite
    121 Posts
    Seventh Anniversary 100 Posts Name Dropper
    So far, all on track:
    Sun - NSD - lunch at parents' - taking homemade cake - confirmed NSD
    Mon - NSD - confirmed NSD :)

    Hello elfy1807, most of my big spend days are spends either for or with other people. I also seem to get carried away and lose my ability to budget properly (or at all :eek:) when I'm buying presents or going out with friends!

    I've tried to do more NSDs to balance things out and being on here with everyone has made me much more aware of how much I fritter away :o (thank you!). Work is unwittingly helping me as I work weird hours right now so that means I'm often working with family and friends are going out.

    Good luck and good luck solong as well :).
    Save 12k in 2021 #57
    Saving for Christmas 2021 #30
  • EverTheOptimistEverTheOptimist Forumite
    2.7K Posts
    Part of the Furniture 1,000 Posts Combo Breaker
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    Hi all

    First post updated to here.

    My week so far.

    Sun - mil visiting and then visiting my parents NSD - NSD :j
    Mon- Seeing a friend and her baba for a walk and lunch - £10, and then going to a camera club (set up by a friend) £2 subs (for the room) Petrol spend but budgeted elsewhere - didn't see friend as baba teething and suffering. £4 spent last night on subs and parking.
    Tues - no plans - NSD - oooops 50p spent on choccie bar as I was thinking I'd had a NSD yesterday. But in my defence I'm also giving it up for lent so was my last treat. :D
    Weds - Baby group - NSD (possible breed and milk top up - grocery budget)
    Thurs - Seeing a friend and her baba for coffee, possibly a soft play type thing for the babas - £10
    Fri - Baby group - NSD
    Sat - hair appt (budgeted) otherwise NSD

    £3 contingency

    Total - £4.50/ £25
    SPC 14 Target £200 /
    Debt: £11850
  • edited 4 March 2014 at 7:08PM
    BusymumofthreeplusdogBusymumofthreeplusdog Forumite
    304 Posts
    edited 4 March 2014 at 7:08PM
    Grrrrr! No NDS for me today. Got conned into buying fizzy juice& sweets for the kids cos they are giving them up tomorrow for lent lol! £4.95 later!

    Had made cheap veggie tea of lentil curry then hubby lets the kids put salami on the top. *sigh* I'm not sure he is getting this cost cutting idea.......


    £54.95/£60 so far...... It's not looking good.
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • MunchinMunchin Forumite
    2.7K Posts
    Ninth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
    ✭✭✭✭
    Hi all,

    Sun - £1.20 paper
    Mon - NSD
    Tues - NSD
    Wed - ?

    Total - £1.20/£20
    DEBT 6 March - £688 NSDs- 3/301 (start 6 March 21)
    Goal 1 - Prudent reserve - £2,500/£10,000 (25%) - represents some security
    Goal 2- New hearth - £50/£2,000 (2.5%)
    Goal 3 - New to me car - £0/£8,000 (0%)
    Goal 4 - Rewire house - £0/£4,000 (0%)

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