Weekly Spend Challenge W/C 2nd March 2014

EverTheOptimist

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

Link to last weeks challenge here

W/C 23rd February 2014 challengers / pledges / totals

EverTheOptimist - £20 / £7.65
Cookie02 - £60 / £26.50
Sedge123 - £30 / RED
Munchin - £30/ £28.17
Busymumofthreeplusdog - £55
DD265 - £15 / ORANGE
Mrs Cheshire - £10 / £6.89

W/C 2nd March 2014 challengers / pledges / totals

EverTheOptimist - £25
Mrs Cheshire - £10
Sedge123 - £20
Cookie02 - £150
Bankruptanddealingwithit - £20
DD265 - £15
Solong - £35
Munchin - £20
Elfy1807 - £10

EverTheOptimist

Hi all

Welcome along to another weekly spend challenge.

My plans for the week

Sun - mil visiting and then visiting my parents NSD
Mon- Seeing a friend and her baba for a walk and lunch - £10, and then going to a camera club (set up by a friend) £2 subs (for the room) Petrol spend but budgeted elsewhere
Tues - no plans - NSD
Weds - Baby group - NSD (possible breed and milk top up - grocery budget)
Thurs - Seeing a friend and her baba for coffee, possibly a soft play type thing for the babas - £10
Fri - Baby group - NSD
Sat - hair appt (budgeted) otherwise NSD

£3 contingency

Total - £0 / £25

Mrs_Cheshire

Hi ETO,
Last week £6.89/£10 so green

Can I put down £10 for this coming week

Sedge123

I was red by a fair bit last week. The new handbag destroyed the budget.

Going to reign it in to £20 budget this week.

cookie02

Hi everyone!

This week, my spends will ideally be within my £150 budget (big birthday for v close friend):

Sun - NSD - lunch at parents' - taking homemade cake .
Mon - NSD
Tues - NSD - friend coming over for lunch (covered in grocery budget)
Weds - NSD
Thurs - £50 day out with parents
Fri - friends coming to mine (covered by grocery budget)
Sat - £80 afternoon/night out (birthday present already bought)

£20 buffer

Bankruptanddealingwithit

This is my first attempt at this and i'm gonna try to stick to £20. Fingers crossed, I'm getting my daughters hair cut on tues and so am guessing that this should come within the budget as its not really a necessity?

EverTheOptimist

Morning everyone. :wave:

And hi to bankruptanddealingwithit :hello: Welcome along. It's really up to you what you include. If your daughters hair needs cutting then I guess it doesn't need to be included here and it's also likely to be a set amount. I tend to think of this challenge as one to stop unnecessary spends. So I no longer include petrol or groceries here as they are necessary and particularly petrol is a fixed amount. But if I treated myself to choc whilst buying petrol then that would be included here. Hope that makes sense. Hope to see you back during the week.

DD265

Hi all!

I was orange last week but I lost track of the total.

I'm going for £15 again this week. Got some veggies to buy for the horse but apart from that no plans currently that would cost anything.

Today I need to spend a bit on car maintenance, but luckily that doesn't come out of this budget! :rotfl:

solong

Hi Everyone, can I join you, new to the site.


My plans for the week.
Mon-NSD-optitians/hr meeting/training ---busy day, will take lunch out with me
Tues-NSD-Dentist-covered in budget
Wed-Dog groomer £?
Thurs-Vets, my beautiful dog is having op. Covered in budget.
Friday-NSD-working ot
Sat-NSD-working ot.


Oh if only, having 3 teenagers means that something will come up.


I'm going to try for £35 and do a great tip someone posted on here about the £5 per day.

Munchin

Hi all

I will go for £20 this week please. I've got to get tough on myself and try and get the savings pots up.

Planned spends

Sun - £1.20 paper
Mon - £2 tea club in work
Tues - NSD
Wed - NSD
Thurs - NSD
Fri - £10 takeaway.

Goodluck everyone.

EverTheOptimist

Welcome along solong

Good luck with the challenge. I used to do the £35 per week/ £5 per day. And it was great for helping me to not spend as I didn't like to break into my £5. Now I can't afford to set that amount.