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The Broker Blues Thread
Comments
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They will probably give you £50 cos L & C will give them £250
How important is £50 to you?
What other options do you have?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
£50 is not terribly important, I'd rather have a good quality broker and I've no idea where to begin. Should I use a local one? Does it matter?
I will use my previous solicitors as they were decent, but I have never used a broker before. I don't even know if I need to pay them, but I think I'll use one this time as circumstances have changed considerably since last time.0 -
Lost a client there to an adviser pushed by builder on a new build. Offer in 27th November and they told him completion would by 18th December - mainly due to fact they push so much business to lender ( NW ) they can push it through faster.
I told him that was b***ocks and application to completion in 15 days was a ridiculous timescale... anyone else ever come across this hard sell?I am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.0 -
Yes - '!!!!!!!!' particularly with NW at the moment
Yes - '!!!!!!!!' unless using a solicitor who truly doesn't give a damn about the purchaser
Yes - all the time (within the limits that we don't do much newbuild - primarily because we can't be arsed to deal with developers (who generally make EAs look like fine examples of humanity) !!Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
FWIW we're escalating to our Nationwide Regional Manager at the moment.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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I didn't see you yesterday, did you not go?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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kingstreet wrote: »FWIW we're escalating to our Nationwide Regional Manager at the moment.
Does such a person exist?
They cannot seem to even be able to replace our BDM currently.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Yeah, I think they are very nervous about brokers finding out about doc checks being outsourced to India and all the box ticking nonsense that has resulted, so in our area the RM is acting as "Super BDM."Does such a person exist?
They cannot seem to even be able to replace our BDM currently.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
I can see the lycra outfit and the cape now in red and blue with Super BDM across the front.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Anyone else amazed just how bad Halifax doc upload system is - most others just log in to case - select upload and done. Not only does the system take about 15 different steps before you can upload but then you have to phone and tell them which takes on ave 20 minutes!!!I am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.0
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