Halifax - Clarity Credit Card

mrchagle

bsms1147 wrote: »

Looks like you need to have/open an Ultimate Reward account at the time you get the Clarity. That specific term looks new.

Terms - 11.2

"(c) open or hold a Halifax Ultimate Reward Current Account"

Anyone else have the Ultimate Reward Current Account? It used to be Reward Current Account....

G.

realitycheck85

they are 2 different accounts, the ultimate reward costs £15 per month with insurances, the reward you dont pay for. you dont need the ultimate reward account to have a clarity card.

bsms1147

realitycheck85 wrote: »

they are 2 different accounts, the ultimate reward costs £15 per month with insurances, the reward you dont pay for. you dont need the ultimate reward account to have a clarity card.

Yes they are separate accounts. But it looks like for the £5/month cashback on the credit card you now(?) need the paid-for account, as well as other hoops.

noh

You need to hold a current account and pay in £1000 a month.

Or you need to hold an Ultimate Reward Current Account with no minimum deposit required.

PeacefulWaters

bsms1147 wrote: »

Looks like you need to have/open an Ultimate Reward account at the time you get the Clarity. That specific term looks new.

It is specific. That you don't need Ultimate Reward.

To be eligible for the reward set out in condition 11.1, you must, at the time you enter into this agreement:-
(a) hold a Halifax current account and pay in £1,000 or more each month;
(b) use our switching service to move your current account to a Halifax Current Account and agree to pay in £1,000 or more each month;
(c) open or hold a Halifax Ultimate Reward Current Account.

realitycheck85

you need to pay in £750 a month, this changed in may last year. where are you getting this info from it sounds like the halifax site needs updating

realitycheck85

sorry just found it, i will check tomorrow

noh

The printed agreement that I received with the card states £1000 as do the T+Cs online.
I applied and got the card last month (January).

PeacefulWaters

realitycheck85 wrote: »

you need to pay in £750 a month, this changed in may last year. where are you getting this info from it sounds like the halifax site needs updating

That's to get the £5 reward on their current accounts.

The credit card fiver still requires a £1,000 monthly credit (or an Ultimate Reward account).

The site doesn't need updating.

Biggles

PeacefulWaters wrote: »

That's to get the £5 reward on their current accounts.

The credit card fiver still requires a £1,000 monthly credit (or an Ultimate Reward account).

Maybe that's for new cards taken out now. I cut my payments through my Reward Current A/cs to £750 when the T&Cs changed last year and I still get the £5 every month (on the CC and all three current a/cs).