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I've had the worst of times - now for the BEST of times!

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  • Another flying visit as I am more knackered than a very very knackered thing. :D

    The good:
    • Made over 80 quid at the car boot, even though there didn't seem to be as many people there as I would have expected.
    • Sold the trampoline - it has been dismantled, paid for and ready for collection. :j
    • Shifted a load of kids' clothes to a friend.
    • Lots of courgettes are ready to harvest.
    • Tomatoes are definitely turning red. :)
    The bad:
    • Just. So. Knackered.
    Back with a proper update tomorrow when I can keep my eyes open. :)
    Well done - hope you've had a well deserved rest !! you're doing great !!!!
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • Still knackered as I haven't been sleeping too well. However, I am off to bed shortly with nice fresh sheets sweet-smelling from drying in the sun. :)

    The good:
    • Tiny bit of interest from my Cash ISA. Was puzzled as to how to enter this in YNAB until I realised it must be 'Income for July' - never really thought of it like that before and I like it. :D
    • Have now got red and orange tomatoes ripening nicely.
    • The lettuce in my bottle garden and in my large planter is doing beautifully - this came from a 69p 'living salad' thing from Lidl that I split up and planted out - excellent way to grow lettuce I must say.
    • Lots of Autumn Bliss raspberries fruiting now.
    • Made a start on sorting out the remaining clothes.
    The bad:
    • The money I lodged on Friday isn't showing in my account yet - and can't message First Direct about it because I can't find that blasted security access card thingy.
    • The baby cucumbers keep growing for a little bit then turning yellow and withering. This has never happened before and I've no idea what the problem is. :(
    The ugly:
    • OH smashed a vase yesterday while he was setting up the ironing board. He swore and wondered 'what the f*ck it was doing there'. Funny that the vase has been in that place for several weeks during which time I used the iron/ironing board numerous times without smashing the vase. :mad:
  • are you sure it's not a cunning plan to demonstrate your superior ability with an iron and ironing board?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Well, I'm STILL completely exhausted because I just can't seem to get to sleep properly any more. I really need to do a proper update of progress in July but here's the usual brief summary.

    The good:
    • Brought in breakfast and lunch to work
    • Resisted the large double-tiered cream cake left in the kitchen at work :eek:
    • In on time for free parking
    • My lodged money has finally shown up on my account
    • Got some great work done today for a very appreciative colleague
    • Had my first greenhouse tomato - a sungold one
    • Harvested my first cucumber
    • Have finally lost one pound in weight :j
    The bad:
    • Spend over 9 quid in Mr M's after work :o
    The ugly:
    • Put my head down for a quick snooze on the couch this evening and woke up 2 hours later. :o:o
    Really hope I can get some sleep tonight as even after a 2-hour sleep I am still really really tired. :(
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Check out why you are so tired? For example, have you looked at your iron levels?

    Take care x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi all, sorry I went AWOL for a few days - it's been busy. :)

    I have been meaning to post for the past few days but just didn't get around to it in the end. Had a busy weekend - day out at an air show on Saturday and then worked in the garden all day Sunday.

    Today I went shopping with younger DD and spent a large sum of money on her birthday present. Still, it's something she really needs for her school work and it was in the budget, so I'm not really complaining.

    A round-up of the past few days:

    The good:
    • Pay day today and money already allocated to the various budget 'pots'. :j
    • Discovered I had over a tenner sitting on a Starbucks card - wayhay. :D
    • Got a job done in the garden that has been on my to-do list all summer so far - took most of Sunday but it looks so much better now.
    • Loads of free delicious raspberries from next door.
    • Trampoline collected and (I hope) being enjoyed by its excited recipients.
    • Courgettes cropping like crazy. Tomatoes cropping steadily and yummily.
    The bad:
    • Somewhat over-budget on the birthday spending.
    The ugly:
    • Because of all kinds of commitments this month and last month, YNAB tells me I am very seriously over-budget. Have to raise a large sum of money over the next two months. :eek:
  • brizzledfw wrote: »
    Check out why you are so tired? For example, have you looked at your iron levels?

    Take care x

    Thanks, Brizzle. Not sure if it's just the heat and not going to bed early enough. My iron levels have always been pretty good, will keep an eye on things. :)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Great to 'see' you hon. Brilliant to hear about the garden produce and the good stuff...am sure you will find a way to ramp up the income...EBay? Sell the kids? ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw wrote: »
    Great to 'see' you hon. Brilliant to hear about the garden produce and the good stuff...am sure you will find a way to ramp up the income...EBay? Sell the kids? ;)

    Kids are kind of old now to be honest, otherwise I might consider it. Frankly, at this stage, no-one would have them. :rotfl:

    Truth be told, it's the kids that are costing me all the money. They all work either part or full-time and are self-sufficient to a large extent but there has been a rash of birthdays and other treats.

    And I'm too generous even though YNAB wags its finger at me. :o
  • It's the weak spot for most parents both mine (mid to late twenties) had birthdays in July. Made for a costly month.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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