CD Player in Car that will be written off

TadleyBaggie

Did you ever inform the insurance company about the change of equipment? Some get quite annoyed when they find out after the event.

InsideInsurance

Assuming you declared the modifications, as required by your insurers, then the value of these would be included in the total loss settlement. If you didnt declare them then you probably want to take them out before the insurer sees it anyway as itll then create indemnity issues.

If you did declare it you may want to strip it out anyway if you feel its worth more to you than the token amount the insurer will pay for it.

When anything is declared a total loss the remains become the property of the insurance company. You may be able to buy back the salvage from the insurer depending on what category of loss it is deemed - pure financial should be a cat 3 or 4 and this will be ok. Cat 1 or 2 means probable structural issues and shouldnt be returned to you as it must be broken up.

Before agreeing to buy it back check with the insurers what tests, if any, they will require before considering allowing you to insure it again with them

DigForVictory

+ for get the tax disk back, no matter where the car is being held!

jimjames

Lum wrote: »

and extracted the contents of the fuel tank.

I wish I'd done this with my car, I'd just filled it up when it was written off but was still driveable to my house. I'd also just put on new tyres so wish I'd swapped them for a friend that had the same car but older tyres so they could get the benefit as it didn't affect the valuation a lot.

skivenov

I did something similar for a friend a few years back. The car had been recovered by the Police contractor and was clearly dead. The assessor had already seen it. It cost me £20 to get the lad in the yard to look the other way while I swapped the stereo, carb, battery and wheels. I mean "remove personal effects"

atrixblue.-MFR-.

skivenov wrote: »

I did something similar for a friend a few years back. The car had been recovered by the Police contractor and was clearly dead. The assessor had already seen it. It cost me £20 to get the lad in the yard to look the other way while I swapped the stereo, carb, battery and wheels. I mean "remove personal effects"

£20.00 wasted then.


until the point the cheque clears the cars still yours.


you have a right to access it for personal belonging retrieval.

fivetide

atrixblue.-MFR-. wrote: »

£20.00 wasted then.


until the point the cheque clears the cars still yours.


you have a right to access it for personal belonging retrieval.

Spot on. He's had your trousers down there to look the other way.


I removed everything from a previous car as lum did but the last one I claimed for was fire damaged and the insurer hauled it 200 miles away before inviting me to get personal effects from it.


Not a lot of use as it would have cost me more in petrol than my CD player was worth but still .... grrr!

jay213

My vehicle is getting written off. I'm going through 3rd party insurance as it was a non fault accident. An assessor came and looked at my vehicle and took some pics of the car. I have a satnav built into my car, I was wondering if I could take it out? The assessor saw it and I think that would be included in the pics he took.

I think he said a salvage company will contact me to arrange to pick up the vehicle. I ain't been paid yet, feel I could have got abit more but guess it will do.

roddydogs

? 18 month old thread??

Hintza

If the sat nav is original equipment then best leave it alone. Otherwise get it out.

Last year the missus had an accident (neighbour drove in to her and wrote the car off). By the time the assessor arrived the car had been washed and polished and anything I wanted was removed before he saw it.

If you are ever in an accident assume you will never see the car again and get everything out that you want otherwise it is probably gone.