Iii

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  • xylophone
    xylophone Posts: 44,436 Forumite
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    i have a couple of those myself

    Not a patch on those who have papered the walls with them.....:D

    However, joking aside, it is with regret that I am leaving HL (as so many others have noted, the ease of use of their web site is second to none) - however, II is so much cheaper for me because of the fixed fee - eight trades a year will almost certainly be sufficient.
  • planteria
    planteria Posts: 5,321 Forumite
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    entirely agree.
  • le_loup
    le_loup Posts: 4,047 Forumite
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    I wonder if the envelopes will become collectors items? After all, so few of them were ever issued. A bit like rare stamps.


    Might hold on to them anyway ... for when I go crawling back to them when II implode.


    Only joking folks, I have complete confidence.
    Yes I do.
    Really.
    Honest.
  • SnowMan
    SnowMan Posts: 3,359 Forumite
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    Even though I closed my HL account some time ago, after the FOS upheld my complaint against HL with regards to unfair treatment, I have received a huge wad of papers today from HL inviting me to use my ISA allowance, including the Investment Times, ISA application forms and what I understand from Le Loup to be a collectors item 1st class pre-paid envelope.

    Fortunately it is recycing day tomorrow and I'll see if I can squeeze it all in the recycling box (minus the pre paid envelope which I'll post back with the menu for the local kebab house inside, although I might live to regret that one if the envelope becomes a collector's item).
    I came, I saw, I melted
  • planteria
    planteria Posts: 5,321 Forumite
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    le_loup wrote: »
    I wonder if the envelopes will become collectors items? After all, so few of them were ever issued. A bit like rare stamps.


    Might hold on to them anyway ... for when I go crawling back to them when II implode.


    Only joking folks, I have complete confidence.
    Yes I do.
    Really.
    Honest.

    i hope so, as i'll be tracking you down for my ISA and SIPP funds back;)
  • planteria
    planteria Posts: 5,321 Forumite
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    i mentioned in another thread

    "a SIPP costs £120+VAT/yr, but then you don't get charged the £80 for your ISA."

    can the charges be paid from cash in the Fund & Share account?
  • planteria
    planteria Posts: 5,321 Forumite
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    SnowMan wrote: »
    the FOS upheld my complaint against HL with regards to unfair treatment

    what are the basics of that?
  • le_loup
    le_loup Posts: 4,047 Forumite
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    planteria wrote: »
    can the charges be paid from cash in the Fund & Share account?
    Yes. I discussed this with them and they will look first in the non-ISA account, then in the ISA.
  • planteria
    planteria Posts: 5,321 Forumite
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    yes, that was made clear to me too. but if you have a SIPP too, then there's no ISA charge, and it wasn't clear to me whether the SIPP charge can come from Cash in your F&S Account.
  • le_loup
    le_loup Posts: 4,047 Forumite
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    Sorry, don't know the answer to that.
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