Credit Card Freebies

Margaret_Millne

I found Citi Bank gave me a ridiculously low credit limit, and after the 0% intro time the rate is supposed to go up to 34.9%!!!! Not that it will, of course, cos I will pay it off then.

When I complained about the ongoing rate they told me to "ring at the end of the introductory offer and we will probably be able to negotiate the rate".

Depending on what they give me I will keep for emergencies or do the usual paper and scissors trick with it - telling them to remove me from their customer list of course. This site is teaching me many things.

dguppy

I have been trying to get Ciitbank to close my account for 2 years. I send a letter with the cut up card and assume that all is well, until they send me a new card, or an annual statement.
I have sent them a firmer letter recently, jsuting waiting for a response.

System

It is *not* a tremendously wonderful CD player, so not worth jumping through hoops for.  You don't have to do an immediate balance transfer though - this can be done online later - so the solution is just to spend a fiver, pay it off, then do a transfer.

I have this freebie through MBNA and the CD player does not work at all. I don't know what to do. It came in a plain brown jiffy bag with no return address so I don't know where to return it. Any ideas? >:(

Galstonian

Have you tried contacting MBNA?

System

That was to have been my next move! Thanks anyway. Of course the cd player will have come from an intermediary and it is so cheap it doesn't even have a mains adapter I am wondering if it is worth the effort of chasing up MBNA and then a third party.

Galstonian

If it is that cheap then just say so to MBNA. Say you want another one as it is not worth getting it fixed and ask for an address so you can return the broken one. It can always be used as a gift for a child too young to be given a "proper" CD player.

System

I just signed up for Citi Bank's Card after seeing their promotion in a local shopping centre.

they were offering :

1. £ 2,000 Cash at 0% for 6 months (that's why i got the Card;))
2. 0% on purchases for 6 months
3. 0% on Balance transfers for 6 months.

So i'm with Citi for the next 6 months.

anybody come across any other interest free cash offers ?

Ardenium

Yaja

Depending on what they give me I will keep for emergencies or do the usual paper and scissors trick with it - telling them to remove me from their customer list of course.  This site is teaching me many things.

is there something specific that you have to do when you cancel a card? "customer list"?

Margaret_Millne

is there something specific that you have to do when you cancel a card? "customer list"?

You will see from previous posts here that if you are removed from a card suppliers customer list after a period of time you can reapply for new special deals, whereas if you remain on the list they class you as an existing customer, and generally therefore not eligible for the new deal.

System

i applied for a MNBA credit card through moneysupermarket when the cd player offer was on actually on the last day, strangley i had no reply. when i phoned them to complain about the situation they told me it was just a click through and there was nothing they could do excpet apply direct, which i had to as i am attempting the credit card shuffle has anyone experianced this problem of not getting the freebies ::)