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The Random Diary Of Mortgage free wannabe.
Comments
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1,425.35 is what I think I need to pay to have taken a year off. That will have saved me £7917 in interest from the over payments I have made since February. If I can do it I will have taken a year off in the four months since I started this plan. Can't quite believe it.
Does anyone have a spread sheet they can email me so I can have a play with it. Currently I have a paper chart
. Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.
Challenges 2015
No alcohol January. No spend February
Write down all spends over the whole year0 -
Have pm'd you Charlie
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Thanks you. Have replied Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.
Challenges 2015
No alcohol January. No spend February
Write down all spends over the whole year0 -
Still not made the transfer but have some work to do and the computer is on so I will get it done today. It is only the 12 th but want it to happen now. I also need to do my expenses. My purse won't shut. X Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.
Challenges 2015
No alcohol January. No spend February
Write down all spends over the whole year0 -
Made the transfer. Finally. Also the direct debit over payment goes out tomorrow. We have been offered more students. 2 per time for 5 weeks all together. Sounds good. That will help with the over payments. Have some arriving on Sunday so will get the payments in the bank Friday and am going to pay all of it to the mortgage. Like u say the annual statement is going to come the first week in june so really focused to get as much off as possible.
Managed to list some bits on eBay too. And have watchers and bids already Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.
Challenges 2015
No alcohol January. No spend February
Write down all spends over the whole year0 -
No spend day today and yesterday. Managed two hours at the allotment aswell. Going to try wake up at a reasonable hour tomorrow to get some done befor we go out at 11. We have some beans growing and the onions and potatoes are doing ok as well. Am going to do an online shop so I can spend all day Monday there too Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.
Challenges 2015
No alcohol January. No spend February
Write down all spends over the whole year0 -
Just meal planning for next week when we get
Some more students. What to cook? Cheap but nutritious. Oh, and quick enough to make. XMortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.
Challenges 2015
No alcohol January. No spend February
Write down all spends over the whole year0 -
Risotto with salad and garlic bread. MmmmmmPots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
That sounds amazing. Will have that tomorrow. Yum. XMortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.
Challenges 2015
No alcohol January. No spend February
Write down all spends over the whole year0 -
Have some more students in at the moment and going to get the payment in on Friday. I will pay all of the may money into the morgage so it appears on this years annual mortgage calculator. How does it work? Will it show that the term has reduced? It is our first one since propper overpayments. We are with the Halifax.Mortgage free Start amount feb 2014 227000. Current amount nov 2014 217000.
Challenges 2015
No alcohol January. No spend February
Write down all spends over the whole year0
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