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  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I PM'd you. I'm happy to tell people but suddenly thought I probably shouldn't broadcast it on a nationwide forum!
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • I love galaxy chocolate.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I love galaxy chocolate.

    Me too :EasterBun but then I also love Cadburys, and the odd Lindt ball, or square, and a toffee crisp. Funniest thing is, I am more a savoury tooth than a sweet tooth. I would give up chocolate before I would give up cheese! Oh, and crisps, love crisps, crisp roll, breaded cheesy bites, mozzarella sticks (from Dominoes - but they don't make them anymore :() .... Ahem! Sorry, moving on...


    Got grabbed by my dad for the Christmas payment last night so purse now has just 36p in it. Will put that in my sealed pot when I get home. New pocket money week starts tomorrow, although £10 of that is already earmarked for the massage tomorrow night.

    Grocery day. £40 ready for that. I have a £8 off a £40 spend at Sainsburys. I have 3, one for each of the next 3 weeks and if I use all 3 I get 500 extra Nectar points in the last week. Sainsburys is just slightly off route home but it is an easy route, no big roads and it's only about 90 seconds each way off the route, if that. There are a couple of things I can get cheaper in Morrisons but since I live across the road and just around the corner from there I can easily pick them up if I need them. Just need to do meal plan and shopping list now.

    I really must go home and clean today. The house is a bit of a pigsty. I have half cleaned it, just need to do the other half which is the jobs I hate most as I left them until last :o
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Grocery shop yesterday came to £39.55 after the £8 had been taken off :eek: I stuck to the list and actually forgot one item (I had scribbled all over it and didn't see the item) and couldn't get one of the other items on it. Sainsburys is definitely more expensive than Morrisons overall. I couldn't get some Basics things that I would have got as Savers, so had to buy the next brand up. Maybe it is just the branch of Sainsburys that I used not having all the items I might have got in a bigger branch. Thought they would have stocked the basics range though, it is not a tiny store, or a Local. Still, got the £8 off and I have the £8 voucher for next week too plus a voucher for £3.26 off due to the brand match. Oh, and the mozzarella was 44p ;)

    I bought chocolate and crisps that I have brought to work to save me using my pocket money at lunchtimes. At first I felt a bit guilty taking treats out of the grocery budget but then I reminded myself that there are plenty of times that I use my pocket money to buy grocery-type things that I haven't used the grocery budget to cover. It made me realise just how lucky I am in comparison to some people. If I screw up the grocery budget a bit it is not too big a deal, I have money to cover it. It's not always been like that (like the time I was 5p short in Tesco and the woman behind me in the queue paid it for me :o She must have suspected things were tough for me) but I have come a long way.

    £10 pocket money in purse.

    £14.50 still in wee emergency pot in bedroom.

    £15 (£12 + £3 "tip") ready for massage tonight :)

    45p left in grocery budget :rotfl:

    Found out this morning that the lying, cheating ex got engaged last night. I expected to have a tiny pang of jealousy (because I am single, not because I want him) but I actually just laughed out loud and felt sooooooo relieved that I didn't go there with him. That would have been yet another mistake to add to my ever growing collection. Good luck to them. Especially to her, she will need it.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I agree about Sainbury's. I only look there for bargains (YS items) and buy their three for a tenner meat if I'm stocking up. It's nae use for normal things.
  • beanielou
    beanielou Posts: 95,456 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sainsbobs are very extortionate :eek:
    Sadly we only have a Sainsbobs and a teeny wee c00p
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I will stick with Sainsburys for the next 2 weeks purely because I have the vouchers and will get the extra 500 points in the 3rd week. It's always handy to build up the Nectar points. I just wish they had more of their Basics stocked there. There's no point in going to a different store as I would have to go right out of my way and that would cancel it's self out in petrol. I like Sainsburys, just wish they were a bit cheaper. Having said that, I wouldn't get a red, orange and yellow pepper in Morrisons for £1.50! :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • beanielou
    beanielou Posts: 95,456 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, well worth it for the extra points.
    I had a bad moment the other day as I thought I had lost my nectar card.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Scary thought beanie.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Ooooh, lost Nectar card. That is scary. I only have £6.66 on mine at the moment but I don't like the idea of it getting lost. It would have walked had that woman got my bag!


    Friday I met my friend for a hot chocolate - £2.30.


    Put petrol in the car yesterday. £38.57. I filled the tank but there must have been more left in it than I thought as it usually takes £45 - £48 worth. That's fine, leaves £11.43 in the petrol budget.


    Drove to Falkirk and back to make a friend happy and had to spend £1.50 for parking.


    Bought £6 worth of [STRIKE]crapola[/STRIKE] goodies and snacks from the £1 shop and spent £7 on medication (note to self: see if you can get that on prescription). I used £10 from CSA money and £3 from the mini emergency fund to cover.


    Put the 45p from the grocery budget into sealed pot. It was just hanging about in my purse and I thought it would be safer in the pot. Put 20p from my pocket money purse in there too.


    £6 pocket money left.


    I'm off tomorrow, woooo! LMG is not off though :( I have plenty to do to keep myself occupied ;)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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