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Budgeting Service?

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Comments

  • BillJones
    BillJones Posts: 2,187 Forumite
    edited 12 February 2014 at 9:44AM
    AngelPie78 wrote: »
    Ok well I don't know him/her or you from Adam, so I don't give a monkeys if he's a good friend to yours or not. He clearly doesn't like/agree with me and has made judgements on me based on what I've chosen to disclose on this forum.

    Which he's clearly trying to do for your own good, despite not knowing you.

    For whatever reason, your financial life is an absolute car rash, and you are seriously risking your children's future.
  • le_loup
    le_loup Posts: 4,047 Forumite
    AngelPie78 wrote: »
    Am not one to stay away from a fight so if you provoke me, then you'll get a response.
    ......... and that is the problem. You don't seem to be in a fit state to receive help so it's probably best you stop asking for it. Or by saying that am I asking for it? Na leave it, it ain't worth it.
  • BillJones wrote: »
    Which he's clearly trying to do for your own good, despite not knowing you.

    For whatever reason, your financial life is an absolute car rash, and you are seriously risking your children's future.

    OK so what do you/him/they expect me to do to stop "risking my children's future"? Judging by you lot (as you have completing judged me) you won't be happy until I'm on the streets, destitute and my kids taken off me.

    How on earth you people think that helps is beyond me...!
  • le_loup wrote: »
    ......... and that is the problem. You don't seem to be in a fit state to receive help so it's probably best you stop asking for it. Or by saying that am I asking for it? Na leave it, it ain't worth it.


    Buy I'm not asking for it. I've got my help and am sorted for now. I feel in a better place, thanks to people who don't feel the need to be confrontation and insulting.

    Why people keep dragging up old posts and throwing my own crap back in my face?

    Am just enjoying myself highlighting that this forum is entirely the opposite of what it's supposed to be, for the most part. If you ignorant people still want to give me food to do that with, then I'm not complaining... Lol
  • FireWyrm
    FireWyrm Posts: 6,557 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    AngelPie78 wrote: »
    Buy I'm not asking for it. I've got my help and am sorted for now. I feel in a better place, thanks to people who don't feel the need to be confrontation and insulting.

    Why people keep dragging up old posts and throwing my own crap back in my face?

    Am just enjoying myself highlighting that this forum is entirely the opposite of what it's supposed to be, for the most part. If you ignorant people still want to give me food to do that with, then I'm not complaining... Lol

    I'm still curious about this organisation that you say will take over your finances? How exactly do they do that? What is the mechanism? If you are giving them access to your bank accounts, that will be in complete and utter contravention of the Ts&Cs for your bank, I can guarantee it. I dont quite see how this organisation is doing this for nothing either. I would be intensely suspicious of any company that wanted unfettered access to my accounts for no charge. Who are they? Are they regulated by an oversight authority and if so, who?
    Debt Free! Long road, but we did it
    Meet my best friend : YNAB (you need a budget)
    My other best friend is a filofax.
    Do or do not, there is no try....Yoda.

    [/COLOR]
  • le_loup
    le_loup Posts: 4,047 Forumite
    AngelPie78 wrote: »
    Am just enjoying myself highlighting that this forum is entirely the opposite of what it's supposed to be, for the most part. If you ignorant people still want to give me food to do that with, then I'm not complaining... Lol
    Exactly! You're here or a fight. not for help.
    Ah well, people have tried. Good luck to you and may fortune smile upon you.
  • Lol - I gave up on trying to be humble a long time ago, my love. It just gets you walked all over. I have the word "mug" on my forehead.

    Am fed up of being questionned about everything by people who don't know me. I don't think the majority of people on here want to help at all - that's my experience and I really don't give a monkeys anymore. I've had more help in people that have PMd me than most people who replied in the forum. Most of them have admitted that this open forum is not the best place to get help, due to the nature of people who just want to judge and have a go.

    In case anyone is wondering, I have had a "magical" windfall after all that and have paid my rent for two months so will be able to manage for the next few months, until my loan comes through.

    The charity [yes, people WILL do things for the good of others!] is charging me £1 per week to help me. They don't have "unfettered access" to my accounts [but there are organisations/companies who do that - thinkMoney for one, which was recommended to me on this site?!] and I have to budget my money. They just make sure it's all moved around and in the right place to make the DDs and SOs. They move it to my savings so I can get it if I want to [it's MY money], but I've asked for no access and for a weekly email update.

    Sounds all very simple and exactly what I wanted when I originally posted.

    And yes I am aggressive. People on this site have made me extremely angry and upset and I am feeling stressed, vulnerable and depressed already so they get my back up. The more I explain this, the more people feel the need to say things to upset me [and be extremely patronising].

    No-one HAS to post on here. People just can't help themselves and have to have their tuppence worth. I understand that now :)
  • le_loup
    le_loup Posts: 4,047 Forumite
    AngelPie78 wrote: »
    No-one HAS to post on here.
    Exactly!
    But you have to keep picking the scab.
  • le_loup wrote: »
    Exactly!
    But you have to keep picking the scab.

    Cos it's MY thread!!

    I keep checking to see if anyone has posted anything helpful or anything that might actually be worth reading...

    But NO, it's just some ar**hole making another dig at me - this time for posting on MY thread.

    PMSL.
  • Hominu
    Hominu Posts: 1,671 Forumite
    There are companies that will pay your bills for you and you pay them a single payment every month. They charge for the privilege of course and can still make your overdrawn if your bills come to more than what you are earning.

    They also can't take control of your bank accounts or shout at you if you use your bank card to go on a spending spree.
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