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who has secret savings????

i started saving and for some reason dont want to tell my OH how much (maybe a safety net) (been divorced before) i am the bread winner and pay everything and make sure we all have a nice life and have started stashing savings each month but also feel guilty that im hiding this.....anyone else in same boat?? anyone done this and it turn out good/bad???
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Comments

  • westy22
    westy22 Posts: 1,105 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Every person, married or single, young or old, should have some money that they can access and spend however they like without having to ask for someone else's approval.
    Old dog but always delighted to learn new tricks!
  • ViolaLass
    ViolaLass Posts: 5,764 Forumite
    westy22 wrote: »
    Every person, married or single, young or old, should have some money that they can access and spend however they like without having to ask for someone else's approval.

    that's different to savings that you don't tell your OH about.

    I have a stash that we call my travel fund - mine to spend to wander off when I want, but my OH knows I have it, knows roughly how much it is and knows it's mine.
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I suppose I sort of fall into that category. My OH knows I save each month, but doesn't know where, how much or my total savings amount I have stashed away. I guess it's sort of secret.

    I don't think he's really interested in knowing how much I have tbh. Would I tell him if he asked??? Prob not lol. Would tell him to mind his own... ;)
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • nat21luv
    nat21luv Posts: 3,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Cashback Cashier
    When I was in a relationship I used to have to save secretly otherwise the then OH would spend it. It was just an emergency fund, if he knew about it, he would of relied on it.


    I don't have to hide my dosh from anyone but when I do I'll have a little bit put away to 'forget' about :o
    2025 Mortgage start £378K 2025 Overpayment £103 Savings Challenge 2025 **MONEY MAKES ME HAPPY**
  • I think it's always nice to have a little bit stashed away for a rainy day. I'd feel like I could tell my OH about it without fear of it being used or called into question.

    It's good to be open. Communication is important. May be that's just me. But I think we can encourage each other more if we know we're saving, independently or not.
  • SevenOfNine
    SevenOfNine Posts: 2,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Never felt the need to have a 'secret' stash, but then both sensible with money and both happy to share.

    I suppose each to their own but I wonder how those who do this would feel if OH was the one secretively doing it?
    Seen it all, done it all, can't remember most of it.
  • Yep. Any extra money is hidden by me for saving.
    My OH is much better at spending money than I am at making it. ;-)
  • Yep, I just starting saving up my "running away fund". Not that I have any plans to run away from my husband, but I like having the security of my own stash that is mine, rather than ours. You never know what will happen in the future, so best to be prepared!
  • pelirocco
    pelirocco Posts: 8,275 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yep, I just starting saving up my "running away fund". Not that I have any plans to run away from my husband, but I like having the security of my own stash that is mine, rather than ours. You never know what will happen in the future, so best to be prepared!


    I assume you would be quite happy for him to have a secret running away savings plan too?

    Off course the truth is if you were ever to divorce you would have to declare your savings ( as I understand it )
    Vuja De - the feeling you'll be here later
  • pelirocco wrote: »
    I assume you would be quite happy for him to have a secret running away savings plan too?

    Off course the truth is if you were ever to divorce you would have to declare your savings ( as I understand it )

    this is where for me i am not married not that i want to run away but after various problems im scared after being cleaned out by pevious divoce i can work up good savings and have it swiped if things go wrong!
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