Halifax Planned O/D Charge

Amal8

Hi,

I looked at my bank statement online today and for some reason Halifax has charged me for planned overdraft when I have arranged overdraft which I haven't used for the last two years. I also have money in my bank so I don't need to use the overdraft.

Is this normal because I have been with Halifax for long time and this is the first time I have been charged for overdraft?

Is this one off charged or will they charge everyday/month?

What can I do about this?

Thank you all

[Deleted User]

Depends on your account, but I would guess it's a daily charge.

Best thing to do is stay out of your overdraft.

Fruit_and_Nut_Case

Amal8 wrote: »

Hi,

I looked at my bank statement online today and for some reason Halifax has charged me for planned overdraft when I have arranged overdraft which I haven't used for the last two years. I also have money in my bank so I don't need to use the overdraft.

Is this normal because I have been with Halifax for long time and this is the first time I have been charged for overdraft?

Is this one off charged or will they charge everyday/month?

What can I do about this?

Thank you all

Welcome to MSE :wave:

You may get a better response on The Budgeting & Bank Accounts Board rather than here on The Credit Cards Board.

scoly

Amal8 wrote: »

Hi,

I looked at my bank statement online today and for some reason Halifax has charged me for planned overdraft when I have arranged overdraft which I haven't used for the last two years. I also have money in my bank so I don't need to use the overdraft.

Is this normal because I have been with Halifax for long time and this is the first time I have been charged for overdraft?

Is this one off charged or will they charge everyday/month?

What can I do about this?

Thank you all

I would suggest in the first instance you contact your bank and ask them for an explanation.

Fruit_and_Nut_Case

scoly wrote: »

I would suggest in the first instance you contact your bank and ask them for an explanation.

Please stop posting sensible replies. That's not the way it's supposed to work around here.