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Halifax Planned O/D Charge

Amal8
Amal8 Posts: 2 Newbie
in Credit cards
Hi,

I looked at my bank statement online today and for some reason Halifax has charged me for planned overdraft when I have arranged overdraft which I haven't used for the last two years. I also have money in my bank so I don't need to use the overdraft.

Is this normal because I have been with Halifax for long time and this is the first time I have been charged for overdraft?

Is this one off charged or will they charge everyday/month?

What can I do about this?

Thank you all

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Depends on your account, but I would guess it's a daily charge.

    Best thing to do is stay out of your overdraft.
  • Fruit_and_Nut_Case
    Fruit_and_Nut_Case Posts: 4,617 Forumite
    Mortgage-free Glee!
    Amal8 wrote: »
    Hi,

    I looked at my bank statement online today and for some reason Halifax has charged me for planned overdraft when I have arranged overdraft which I haven't used for the last two years. I also have money in my bank so I don't need to use the overdraft.

    Is this normal because I have been with Halifax for long time and this is the first time I have been charged for overdraft?

    Is this one off charged or will they charge everyday/month?

    What can I do about this?

    Thank you all
    Welcome to MSE :wave:

    You may get a better response on The Budgeting & Bank Accounts Board rather than here on The Credit Cards Board.
    Are you for real? - Glass Half Empty??
    :coffee:
  • scoly
    scoly Posts: 77 Forumite
    Amal8 wrote: »
    Hi,

    I looked at my bank statement online today and for some reason Halifax has charged me for planned overdraft when I have arranged overdraft which I haven't used for the last two years. I also have money in my bank so I don't need to use the overdraft.

    Is this normal because I have been with Halifax for long time and this is the first time I have been charged for overdraft?

    Is this one off charged or will they charge everyday/month?

    What can I do about this?

    Thank you all

    I would suggest in the first instance you contact your bank and ask them for an explanation. :)
  • Fruit_and_Nut_Case
    Fruit_and_Nut_Case Posts: 4,617 Forumite
    Mortgage-free Glee!
    scoly wrote: »
    I would suggest in the first instance you contact your bank and ask them for an explanation. :)
    Please stop posting sensible replies. That's not the way it's supposed to work around here. :D
    Are you for real? - Glass Half Empty??
    :coffee:
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