Currently on JSA & mortgage help - do I lose it if I get married?

frugalstephen

As per title. I'm currently on JSA, also get help with paying interest on mortgage interest. Do I lose all that if I get married? My partner wishes to remain in her own home as it's closer to her work, but will stay with me at weekends... (New to benefits so unsure how they work in these circumstances)

nannytone_2

once you are married, then any claim for benefit will be based on joint incomes.
the fact that she wishes to remain in her own property does not stop you being a couple.
why not sell your property and move in with her?

frugalstephen

nannytone wrote: »

why not sell your property and move in with her?

Discussed at length (!) and she currently wants to keep her home, as do I. That may change sometime in the distant future, (even if we decide to rent on out later)

But in the mean time, if we are judged on 'joint income', is there a threshold over which my current benefits will cease?

nannytone_2

because you receive SMI, then i assume you are on income based JSA.
any income over £122 a week will stop these benefits.

when you have to rely on benefit, then you lose the option to 'choose' what you would like or not like to do.
the choices you have would be to sell or rent out one of the properties unless you wife to be can pay your mortgage and living costs as well as her own

[Deleted User]

Hi,

eh, you're going to get married, but live apart?

frugalstephen

[Deleted User] wrote:

Hi,

eh, you're going to get married, but live apart?

Didn't come on here to be judged... There are numerous married couples who 'live apart', and it won't be forever. (I know plenty of married folk who should live apart LOL)

mikey_bach

Actually getting married doesn't automatically mean the ends to income based benefits if the other half works full time
If a couple get married and live apart for different reasons and have never lived together then subject to a SDM decision the income based benefit claim may be allowed to continue until they start living together
Have seen this a few times....

[Deleted User]

Hi,

frugalstephen wrote: »

Didn't come on here to be judged... There are numerous married couples who 'live apart', and it won't be forever. (I know plenty of married folk who should live apart LOL)

not judging you.

Normally people get married to live together, least in my young day.

Is it for a legal thing then, save on tax, maybe?

nannytone_2

mikey_bach wrote: »

Actually getting married doesn't automatically mean the ends to income based benefits if the other half works full time
If a couple get married and live apart for different reasons and have never lived together then subject to a SDM decision the income based benefit claim may be allowed to continue until they start living together
Have seen this a few times....

i would think there would need to be some pretty comprlling reasons for that to occurl

choosing to live seperately shouldnt be one of them

frugalstephen

mikey_bach wrote: »

Actually getting married doesn't automatically mean the ends to income based benefits if the other half works full time
If a couple get married and live apart for different reasons and have never lived together then subject to a SDM decision the income based benefit claim may be allowed to continue until they start living together
Have seen this a few times....

mmm...this sounds worth pursuing as we've never lived together. Is there another definitive source where I can get exact information? I'm apprehensive at approaching the actual benefits office as I'm concerned that by merely raisng the question, some sort of 'black mark' will be put against me... (Yes, I know this is an irrational feeling, but being 'in the system' has turned me slightly irrational!)

Housing_Benefit_Officer

Just tell the DWP first and provide all the details about your partner and that they will be living elsewhere - I'm sure everything will be fine.