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Need to borrow! Help!

24

Comments

  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Purpleee wrote: »

    I've heard all the warnings... but perhaps a payday loan?

    A payday loan and how would you pay it back ?

    Its not a dead cert your plan (whatever it is) will pay off and if it didnt how would you repay teh payday loan or any loan.

    Bank of mum and dad me thinks.
  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Purpleee wrote: »
    Do you mind not misquoting me? I need money, and a payday loan is a possible option

    Even without a payday?
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Purpleee wrote: »
    Do you mind not misquoting me? I need money, and a payday loan is a possible option

    Well it isnt really misquoting, the thing about a payday loan is that the clue is in the title, and you don't have a payday....

    The only option you have is friends and family but that is itself fraught with difficulty if the plan doesn't come off.
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP so what countrty are you working in then ?
  • Purpleee
    Purpleee Posts: 82 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 31 January 2014 at 10:18AM
    DCFC79 wrote: »
    A payday loan and how would you pay it back ?

    Its not a dead cert your plan (whatever it is) will pay off and if it didnt how would you repay teh payday loan or any loan.

    Bank of mum and dad me thinks.

    I know a payday loan is far from ideal, and of course nothing's ever guaranteed, but if there was a next best thing, it would be this. I put in 300 last year and made around 1.5k (yes which I should've saved but I didn't)

    I haven't considered it not panning out, because in all honesty it will. My worst case scenario with be making only around 40% profit.

    Initially my parents were going to fund it but unexpected expenses came up so they're strapped

    Edit: I'm studying in Slovakia.

    And the money would be coming in continuously so almost every day would be a payday and I'd plan to just pay it back as soon as I have it
  • gb12345
    gb12345 Posts: 3,055 Forumite
    Purpleee wrote: »
    a payday loan

    You don't seem to be getting it, so I've highlighted the key word for you - you don't have one of those as you're unemployed.
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No chance of it happening Im afraid, focus on your studies.

    Btw what is it your studying over there ?
  • Purpleee
    Purpleee Posts: 82 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    gb12345 wrote: »
    You don't seem to be getting it, so I've highlighted the key word for you - you don't have one of those as you're unemployed.

    I was under the assumption that "payday" was a colloquial/media generated term

    Jeez
  • Purpleee
    Purpleee Posts: 82 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    DCFC79 wrote: »
    No chance of it happening Im afraid, focus on your studies.

    Btw what is it your studying over there ?

    Thanks for your advice, funnily enough my mum says that about the studies :p

    And I'm studying medicine
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Purpleee wrote: »
    I was under the assumption that "payday" was a colloquial/media generated term

    Jeez

    No the payday term refers to when you get paid.
    Purpleee wrote: »
    Thanks for your advice, funnily enough my mum says that about the studies :p

    And I'm studying medicine

    Why choose Slovakia for that ?
This discussion has been closed.
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