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Money and Me - A Love/Hate Story

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  • skintygerlinky
    skintygerlinky Posts: 417 Forumite
    mothernerd - some marvellous telly watching there through the years! I too would like to re-visit This Life and Queer As Folk. I think Anna from This Life remains a bit of a hero!


    Right Divas. Just got back from a family meal and feel a bit emotional and overcome but actually in a good way. Its all a bit odd.


    Why? Don't know.....maybe because our family is fractured now, with a large chunk of it living abroad. Or we're all getting a bit older. Or that we just seem to have been through loads.


    Or all of the above. But I'm gripped with a desire to write, to get things out there.
    A few people on here have asked me what my goals are and I know I've been side-stepping the questions, re-phrasing them to suit my answers or just ignoring them. Well I'm in the mood to get some bits down, it may be a bit stream of consciousness but I'll have a go.


    Read on, Macduff......
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • skintygerlinky
    skintygerlinky Posts: 417 Forumite
    What would Skinty want?

    Quite a bit, as it turns out:


    Financially - the reason I found this forum in the first place


    I'm single, so realistically I'd like to be earning at least £40,000 per yr. That should keep me afloat, with enough to put away some decent savings
    To pay off student loans
    To be able to rent a two bedroom house in a nice (enough) area (just don't think I'll be able to buy anything - don't think I want to either??)
    To have decent, consistent (ie a pot I keep paying into) savings


    Think that's it for now, financially. What else?
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Whilst you are collecting your thoughts to put them out there, I am jumping in with:


    I regularly watch Corrie, but I have been getting a bit bored with the storylines recently. Little Miss Gap likes EastEnders. I'm not fussed for it but I do watch it if she has it on so I am roughly following it at the moment. The whole family love Emmerdale. Again, I am not fussed but usually subjected to it. I like re-runs of Criminal Minds, Friends and the occasional CSI (seen them all and it's not the same when I know the outcome). I quite like mini dramas of 2/3 episodes. I am watching Prey at the moment (ITV Monday nights). I like Stella and Mount Pleasant when they are on.


    I quite enjoy Homes under the Hammer but rarely get to see it because of that annoying work thing. If only I didn't have to work, there is so much I could be doing instead...


    I have contacted the Uni about the course. Just waiting to hear back from them :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • skintygerlinky
    skintygerlinky Posts: 417 Forumite
    Health


    Very important. Would like to be fit and healthy at 40 (13 months away) So lets get back down the gym, Skinty. Lets build fitness into our daily routine. The healthy eating alone is not going to be enough.


    Lets say right now that we'll never smoke another cigarette. I smoked sporadically in my '20's and now the only time I do is when I see my friends in London and have had too much to drink. Enough already.


    I'm nearly 39 and already I'm stiff and sore and my flexibility it rubbish. Want to feel in harmony with my body. Right now my body feels like a clumsy, dim cousin who came to stay one weekend and just moved in. We're related but are completely alien to each other.


    Next!
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • skintygerlinky
    skintygerlinky Posts: 417 Forumite
    Career


    Oh GOD. So so many jobs over the years that I've honestly-not-lying DESPISED or, (worse??) been utterly indifferent to. LOADS. This is down to me and its my fault. My self-esteem for years has been puddles on the floor and it's only been in the last few years I've sorted this out (ish). Can't do it any more, this is one sure fire route to being depressed.
    Being depressed can have (and indeed has had) the ability to rob me of months of life. No more, thank you.


    What does Skinty want?? A job within the music industry.


    There.


    I've said it.
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • skintygerlinky
    skintygerlinky Posts: 417 Forumite
    Love, Romance, Family?

    Some disasters here, to be fair. Taking a self-imposed break in this area has deffo made me realise I've been in some crap relationships (puddles of self-esteem again).
    I would like to be in a relationship. There, said that one out loud too. But I'm also doing OK single-y speaking too.So a relationship would be lovely - but I don't need it to be a great big distraction, or think it will 'save' me. Would just like to be part of a team. And fancy the other member of my team too.


    Children? Marriage? Er....not really for me, to be honest. And never really has been, even at 12, 13, 17, 23, 36...in all the ages when friends have discussed how important the idea of marriage and kids has been to them. Just honestly not something I've ever yearned for.


    But would like to be in a relationship. That's progress!!
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • skintygerlinky
    skintygerlinky Posts: 417 Forumite
    Will pause for a bit now....let me know any thoughts Divas. That was all a bit cathartic and needed, I feel.

    Next part - how to go about achieving all of the above???


    Will just eat this Fruit Pastille lolly ice and get back to you! xxxxxxxxxxxxxxxxxxxxxxxxxxx
    2014 Frugal Living Challenge
    #48 Crazy 2014 Clothes Challenge: £95.00/£100
    Number of read books/unread books: 9/56
    Number of new books bought in 2014: 1

    Ain't nothin' goin' on but the rent
  • Great aims Skintygerlinky. Would help us all to 'say out loud' what we really want! Then you can set about the business of achieving said aims. Onwards & upwards! Gooooooo Skintygerlinky!
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • RainbowBridgeReturns
    RainbowBridgeReturns Posts: 408 Forumite
    edited 4 May 2014 at 7:41PM
    I totally agree with Busy, Skinty. It is a really difficult thing to do, articulating what we really want, so I applaud you for chrystallising your dreams into organised thought forms and from there they manifest in to reality.............. or so the theory goes ..... I am sure that I read that in a book somewhere:rotfl:. Go get them gel x.
    "I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
    Project Peacock - 2/33 - 1lb/7lb target.
    £6.00 a day challenge £118.77/£170
    Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
    Emergency Savings 550.00/£1000
  • RBR, we've been reading the same books. Skinty, start with a vision board. Seeing a pic of what you want every day makes you more open to opportunities to get it
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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