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NSK; February 28 Days Later!
Comments
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Hello everybody,
1/15 SFDs
0/£80 Food budget (Me, one teenager and 4 puddytats - finally finished the catfood stockpile!)
0/£3 Foodbank
3 Birthdays £30
Good luck everyone with the challenge this month
Tiptoes - Awesome cakeTotal debt - £16,687.86 approx. - Paid so far - £13,156.30 - £350. a month to DMP - DFD 17/01/2019 But I WILL make it sooner!!0 -
Had planned for a SFD today but ending up going to the supermarket as needed one ingredient for tonights tea - decided just to do weekly shop whilst I was there but money won't leave my account til Monday so am claiming this still fits with my spending schedule (have bills paid on Monday plus need to go to launderette).
Aimed to buy value-brand everything but noticed that it's not always cheapest, since there's some obscure branded stuff that must be imported that cost less, eg value tuna was 80p and branded (from Thailand?) was 46p. Only ever bought value tuna to feed the cat so was grateful not to have to buy it for me! In a particularly cash-strapped moment last year I was eating value canned chilli that strongly resembled pet food, so anything that looks like it was intended for humans is a bonus in my book.
On the exercise front I'm planning a run tomorrow morning, would usually swim but this'll be an extra £2 to the saving pot.New graduate trying to get debt-free.
Make £5/day challenge: August £84.08/155
I owe £5400 (plus £34,000 Student Finance)
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Evening all. Checking in with a spendy day today as predicted. Haven't worked out my budgets yet for this month so not updated my signature yet - will do that tomorrow.
Went out for a run this morning, then shopping, then out to finish a bit of part time work I was doing.
Tomorrow will be another run, housework and ironing. How thrilling! But at least I won't be spending any money.
Welcome to all newbies to this thread, and good luck for tomorrow Kat with your move.
Until tomorrow.0 -
Evening all,
Well spend day for me as its shopping day spent £70.16 :eek: but the rest of the month will be less will update signature with Feb details.
Am also away to do a full income and expenditure to send to legal aid get that figure down £3770 is a ridiculous amount the more I think of it the more :mad: I get but it will get sorted I hope.
Also cleared out stuff to sell and posted few things on facebay am going to take pics of other items and list on ebay Tom as its free listings so this is going to be a good month I hope :j:j
Debt as of Jan 17 £32990.71: :eek:
Debt as of June 2020 £186360 -
Start of the month means I'm on track with counting my NSDs again - even I can manage to count up to 1! :rotfl:
First day of the month so my favourite job - updating spreadsheets and moving money around. The good news is that in January I put so much towards my credit card that I can move my DFD forward a month! The even better news is I skipped March out of my list of payment dates so, now that's added in, it's a month forward again, meaning (all going well) a new DFD of May 1st! :T
This is going to be a spendy month as I need to spend on the one thing I've completely scrimped on over the last few months - me. Starting new part-time job so need a few items of "work" clothes, and I'm going to get my hair cut for the first time in a year. Add to that that I've started eating a really healthy, mostly vegan, no-sugar diet and my food bill will probably go up a bit until I settle into it (Honestly, what are peppers made of to cost that much?! Pure gold?!)
Good luck escaping the zombies, everyone!February: 5/15 NSD0 -
Evening All
Well all this being accountable for your spending is quite daunting, but i guess i have to start somewhere . . . . so here go's
SFD 0/15
FOOD 103/300
PETROL 50/100
EXERCISE 0/12
LUNCHES 0/18
OUTINGS 0/60
DE-CLUTTER 2/14
CC 2918.37 DFD 31ST MAY 2014April power shower #16 SFD 4/15 Food 185.59/280 Petrol 50/100 Lunches 4/10 Outings 0/300 De-clutter 1/15 FB 0/3 Exercise 0/8 Weight loss 2lbs/7lbs ME time 9/30hrs
CC 2918.37 2144.17 1647.14 DFD 31ST MAY 20140 -
Hi all, please count me in for Feb, didn't do as well as expected with SFDs and Food budget last moth due to 2 unforeseen events/ guests dropping in, but i guess 14/20 SFDs and 217/150 food budget could have been worse considering. The good news in OH starts his job middle of the month so will be extra penny's coming in to help tackle our debts.
SFD 1/15
FOOD 0/175
TRAVEL 0/30
FUN/MISC 0/50
DE-CLUTTER 0/14
Today would traditionally been our shopping day but i had a cunning plan.... make an already bad Jan figure look worse and hope Feb looks rosey :rotfl: and force a grumpy OH shopping on a Friday night instead!
SFD caught bagged and the zombies have failed to get thru the front door and infect this household with :mad:0 -
Horse racing finished. Fab night and totally free. No mini Sheltys, full size race horses Kat - it got a bit whiffy at times but that was the chilli I guess as the horses were on DVD
Hope the move goes well!
Lagl xxDebt free on the 28/05/130 -
Happy February everyone !!
Wow everyone is off to a positive start which is very inspiring !!:A!
Good luck with the move tomorrow Kat.
I am checking in with my 1st SFD i even resisted buying anything in al3i when i took my brother shopping so quite proud of myself small steps and all that .:)
Tomorrow should be a SFD as i am at work from 0730 but will see how the day goes.
Keep up the good work everyone0 -
Hey everyone, that's me reporting for slayage duty! Day 1 was a spend day unfortunately, taxi to work (torrential rain) and forgot my lunch so had to get staff meal... Not a good start! My next day off is Tuesday and I'm planning on a Morrisons shop and paying a bit off my CC.
NSD: 0/15
Food (reduced by £20 -£64): 0/£16
Basics/YS: 0/£64
Foodbank: 0/£5
Exercise: 0/12
Declutter: 0/£100
Outings: 0/£50
LTW: 0/20Credit Card Debt:[STRIKE]£12991[/STRIKE] £12526
14/12/18 27/12/18
Pay ALL your debt off by Xmas 2019
#126 £1900/£125260
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