How much do I need to pay as an apprentice?

Poppie68

ZakA wrote: »

Thanks, but you see, I'm not sure what these terms mean (what I'm entitled to and what not). I was asking how much would go from my money.

You really need to be speaking to an adult in your household, they will explain.
As for trying to decide if you should take the apprenticeship or not...you will not get anywhere in life if at 17 you would even contemplate not trying anything or everything you could to make a good life.

ZakA

blondebubbles wrote: »

Go where from your money?

Tax?
National insurance?
Rent?
Bills?

What?

Lol, I'm not sure! Everything. Ah, I'm so stupid. I'll just try it out and see how it goes. That's what my mum suggested.

ZakA

Poppie68 wrote: »

Health care is free in the UK!!!!!!

If you find the calculators really complicated why don't you sit down with your family and go through them, you ask alot of questions but your household members are the people best placed to talk too.

Poppie68 wrote: »

You really need to be speaking to an adult in your household, they will explain.
As for trying to decide if you should take the apprenticeship or not...you will not get anywhere in life if at 17 you would even contemplate not trying anything or everything you could to make a good life.

Ok, thanks for the advice. I did talk to my mum before I created this thread and she's not 100% clear on everything. That's why. It is very complicated.

Poppie68

The Turn2Us calculator is very straighforward to use, but it's your parents that need to be sorting this out...

Prothet_of_Doom

Without being too rude about your family, this is the opportunity of a life time for you, and to avoid your income upsetting thier benefits, you should consider leaving home. That when you can look back in 10 years time and say "I did this all myself"

Now £125 a week sound like not alot to live on, but I assure you that it's doable (just).

If you go on WWW.spareroom.co.uk you should (even in london) be able to find a room in a shared house all inclusive for £75 a week. Now can you live on £50 a week? Well I can tell you that my son, after rent and bills, has £32 a week for food and beer and entertainment. He's a student, sharing a house in York.

Let your family go to the CAB once you've left and sort out their own benefit issues.

pmlindyloo

It is difficult to give you detailed information without knowing the benefits that your family are on but I will give it a try.

As you are under 18 years old your money from your apprenticeship will not be taken into account as regards any housing benefit and council tax that your parents are receiving.

The benefits that are affected would be any tax credits and child benefit that your parents are receiving for you. They would have to notify tax credits that you have started an apprenticeship and the tax credits would have to be adjusted.

However, since you will be 'earning' you would be able to give your parents some money for your 'keep'.

You can use the calculator on the turn2us site to see how your parents' benefits will be affected.

ZakA

Prothet_of_Doom wrote: »

Without being too rude about your family, this is the opportunity of a life time for you, and to avoid your income upsetting thier benefits, you should consider leaving home. That when you can look back in 10 years time and say "I did this all myself"

Now £125 a week sound like not alot to live on, but I assure you that it's doable (just).

If you go on the Spare Room site you should (even in london) be able to find a room in a shared house all inclusive for £75 a week. Now can you live on £50 a week? Well I can tell you that my son, after rent and bills, has £32 a week for food and beer and entertainment. He's a student, sharing a house in York.

Let your family go to the CAB once you've left and sort out their own benefit issues.

Uhm, I'll never be able to live on £50. I don't think so at all. And I'll probably be a lot better off living in my current house. And I'd much rather live with my parents at age 17, maybe when I'm 20 or so, I can consider moving. My parents wouldn't want me to move now anyway. There's so may other reasons I can give you against this option. I really appreciate for your suggestion, but it's not for me.

ZakA

pmlindyloo wrote: »

It is difficult to give you detailed information without knowing the benefits that your family are on but I will give it a try.

As you are under 18 years old your money from your apprenticeship will not be taken into account as regards any housing benefit and council tax that your parents are receiving.

The benefits that are affected would be any tax credits and child benefit that your parents are receiving for you. They would have to notify tax credits that you have started an apprenticeship and the tax credits would have to be adjusted.

However, since you will be 'earning' you would be able to give your parents some money for your 'keep'.

You can use the calculator on the turn2us site to see how your parents' benefits will be affected.

Will you happen to know about how much it would be adjusted? Would they take the full £125 or maybe half or however much. My parents aren't home at the moment, so asking them all the information that the benefits calculator needs wouldn't be possible and it's a long process. Just a general idea would be great.

McKneff

You certainly wont pay tax or NI on that wage.


Your parents housing benefit may be cut a little but as you should be paying board and lodge that should cover that.


You are over thinking. Come back or get your mam or dad to come back with figures and someone will be able to help.


Good luck with the apprenticeship. And well done on getting one in the first place.

ZakA

Thanks a lot everyone. I'm going to do the apprenticeship anyway, whether it's a low income at the end or not.
I just wanted to know if there'll be much left for me to spend. After 40 hours a week, I probably won't stay motivated for long if I don't get money out of it.
Yes, money ain't the main issue, but I still do need a tangible reward after all the effort, otherwise, my lack of motivation will be the main issue.