Should I lend my car out?

spacey2012

Sensible and good drivers never drive without passing tests or having insurance.
leopards do not change their spots.

The car will end up in the pound and you in court for allowing him to drive it without insurance .

Sell him it, give him it, but make him put his details on the VC5 and you do the posting.

[Deleted User]

Not a situation that I would agree to.

he doesn't sound like he take the responsibilities of driving seriously if he has previously been banned for not paying for insurance, tax etc Why would he change that now.

If you do go ahead with lending him your car make sure the insurance is fully comp and you see all the required documents before you hand over the keys

worried_jim

You would have to be mental to give him the keys.

DUTR

worried_jim wrote: »

You would have to be mental to give him the keys.

With due respect I suspect the OP already is judging on other posts by the same author, the car was only purchased just before the new year.

Ultrasonic

Domino9 wrote: »

If you do go ahead with lending him your car make sure the insurance is fully comp and you see all the required documents before you hand over the keys

The problem with that is he could get insurance, show the documents, and then cancel the insurance to avoid paying the rest of the monthly payments.

forgotmyname

And will the OP be able to afford insurance to get the car from the pound? Several companies i got quotes form this years specifically asked if the car was in the pound. As it wont be covered to extract a vehicle from a pound.

TrickyWicky

helencal80 wrote: »

He has been driving for years, unfortunately most of this time he has been banned from driving, for driving with no licence, insurance, etc. I know this doesn't make him sound any better but he is a sensible driver and I don't think he will risk losing his licence after so long of not having one.

Look, let me tell you this in really simple terms:

It's asking for trouble.

If he wants to use it, then put the car in his name (sell it or give it as a freebie) so that any **** that happens is his problem.

Parking tickets by law are the responsibility of the registered keeper (council ones at least). Speeding and other police notices go to whoever was driving at the time - the RK has to declare the driver.

Men are great at acquiring parking fines. A quick stop at the cash point (on the yellow lines or a bus stop), overstaying a P&D ticket (or not buying one while grabbing a sandwich) and all sorts of other things.

To put it bluntly, he's been a naughty boy before. You claim he's a good driver. This is utter rubbish and lending him your car will result in misery.

sharnad

helencal80 wrote: »

He has been driving for years, unfortunately most of this time he has been banned from driving, for driving with no licence, insurance, etc. I know this doesn't make him sound any better but he is a sensible driver and I don't think he will risk losing his licence after so long of not having one.

I think I am more reluctant as we don't have the best relationship as it is and although I would never say he would rip me off or 'steal' it, there's always that 'what if'... and I feel a bit like I am being guilt tripped into it.

Thanks for the advice everyone.

So he's a bad driver who has been driving illegally for years. How about no don't trust him

atrixblue.-MFR-.

Q1. Do you value your license? if he fails to honor the insurance side of things gets it taken off him and he says you gave him permission to use it your local force may come after you for 6 points to add to your license.


Q2. Do you want to be liable to pay all his parking tickets when he gets them if you remain the registered keeper.


Q3. If you fall out how bad do you want this car back, because it will be like pulling teeth out of a hound of hell getting it back after a bust up.


Q4.Affordability, can he afford to pay the insurance outright so you know he will be insured for at least 10months to give you a piece of mind its not going to get seized because a direct debit has failed to go out due to lack of funds.
can he afford to MOT it, can he afford to repair it and maintain it to its current state? can he afford to pay you to TAX it for 12months (personally I would only tax 12months not 6 to ensure and peace of mind that no tickets from ANPR systems drop on my door).


personally I would not get into this slippery slope of arrangements at all. He doesnt NEED a car, public transport or a bike push bike is all he needs to see his child if he is dedicated enough to want to see your child, his past mistakes are not now your burdens you've no obligation to provide him transport even if the car is just taking space up and not being used.

Weird_Nev

NO!

If you do, you will never see the car again, and you may get into serious legal trouble which could be costly and prevent YOU from insuring a car again in the future.