Cheery's buttling diary: tea in one hand, plant pot in the other, running shoes on

Cheery_Daff

Oh, figure out of I can change travel money in local post office!

PurpleFairy26

Cheery_Daff wrote: »

Oh, figure out of I can change travel money in local post office!

If you have your debit card with you they put it straight back in your account too

Cheery_Daff

Ooh really? How exciting! will do that on the way to work and it can go straight in the house fund :j

Need to decide what to do about my ISA from a few years ago. I was planning on leaving it alone, and will have saved all moving expenses in a separate account, but now we are (a) buying a more expensive house and (b) needing to use part of it to pay off the bloody student loan, we'll need to use some of it and the rest will be our onoy remaining emergency fund - which means I dont want it tied up in a 33 day notice account.

Suspect I'll just remove all of it now so it's ready, or switch it to an instand access online thing at least. Currently gets 0.9% interest - best my own bank can manage without a fix is 0.37% :rotfl: Will investigate further this week...

Cheery_Daff

Right, just caught up with YNAB after holidays - kept track separately while I was away as we'd done holiday money as cash, but had bits and pieces from a day or two before, and the last couple of days.

All fine - and I had a few transactions from July that I'd clearly missed or entered incorrectly somewhere so I've now cancelled those (if someone claims them after 2 months then fine, but it's more likely I've just accidentally entered them twice ). They were already accounted for in the budget, so deleting them gave me an extra £40 to add to the house fund :j :j

Just noticed I'm now less than £2 off going into the next £100 :rotfl: However, I am just about to do as Purple Fairy suggested and get my £10 Euros paid straight into the bank card so that will be transferred to the house fund too, and will take me over the next threshold :T



Got lunch to take to work again so shouldn't really need to spend anything :j

Fingers crossed we hear something actually POSITIVE and DECISIVE about the mortgage today :eek:

Karmacat

It's all really adding up, fantastic!

Cheery_Daff wrote: »

I also hadn't realised (see just how ignorant I am) that in many places the wall wasn't just a *wall* but two walls with a large area of other barriers, dog runs etc in between. Became much much harder to escape as the years passed. There are certain places where you can see the routes of escape tunnels laid in metal into the pavements etc too. The open air free museum was really moving.

That space was a real killing ground, I believe The TV pictures of when the wall came down were amazing, I cried my eyes out

Cheery_Daff wrote: »

I ended up with some kind of elderflower cider, and him with some kind of local beer, and with my 10% co op discount it came to £3.60 for both :money:

Ooh! Elderflower cider

Some impressively ludicrous "Co op style reductions" in the Co-op tonight. Cauliflowers reduced from £1.09 to 98p. Really?? And salads £1.70 to £1.50. Is it worth wasting a sticker?!

I've been seeing that recently - mad, isn't it.

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Cheery_Daff

Tis indeed mad, our local Co-op is notorious for it, worse than I've ever seen elsewhere. Their bread reductions yesterday were pretty good mind you.

I don't remember the wall coming down - I was only 9 and not really that interested in world affairs Planning a trip to the library this week to read up a bit more.

Went to the post office, got £8 back for my 10 euros (and just realised this keyboard doesn't have a euros symbol!) Off to transfer and update signature now :j

EssexHebridean

Ahh I DO remember the wall coming down - friends of mine had been across to Poland by coach just a few weeks previously so I was kind of tuned in to all that was going on over there at that stage, I think. Incredibly emotional seeing the reactions of people on the screen - i remember that too. If you ever get to Paris there's some wonderful stuff relating to WW2 and the holocaust over there too - well worth a visit.

I love the fact that they've made sure that the line of the wall remains in some form or another so that it - and the effect it had - can't be forgotten too.

Fingers firmly remaining crossed for good mortgage related news today.

Cheery_Daff

No news is good news and all that... :eek:

Not heard a peep, so I'm hoping if they did actually want a different type of proof they would have got back to me - although in reality it probably just means they haven't looked at it yet. Been in meetings all afternoon but if I haven't heard by lunchtime tomorrow I might give them a wee impatient ring...

£1 Prolific survey today :j

cancelled out by spending 90p at the vending machine and £1.30 on some milk for the tea kitty.

Off home now I think...

Cheery_Daff

Well, I couldn't help ringing them this afternoon

Turns out the proof was fine :j and they're happy to approve.... £9k less than on Tuesday :mad: Good grief. So far in the last couple of weeks we have dropped £3k, then £20k, then gone back up to the original amount, and now dropped another £9k :eek:

And what's actually changed in that time?? I've got an INCREASE in my impending PAY RISE and have offered to PAY OFF my darn student loan.

Honestly, I will be completely grey by the end of all this :eek:

Broker has tried to haggle up to what they offered last Tuesday - I've argued that they've had evidence of my pay rise increase since then which will MORE than cover the £13 a month difference in repayments between that and the original amount we applied for :mad:

To be honest though if they go back up to the amount last Tuesday and put it in !!!!in writing I will bite their hand off before they change their mind again

Don't trust either building society or broker as far as I can throw them, and I *may* have sent a sternly worded email expressing my disappointment and doing some basic maths for them to remind them of their own rules :mad:

Sick of the whole thing!

Anyway, in other news... £3 secret survey and £1.30 on prolific :j so nearly up to £10 on there now (only just cashed out secret site though so back up to £4, usually leave that a bit longer to build up for vouchers for presents, but at the minute everything is going in house fund).

90p at vending machine (desperate times... )

Nowt else to report. Hope you're all good

Karmacat

Cheery_Daff wrote: »

To be honest though if they go back up to the amount last Tuesday and put it in !!!!in writing I will bite their hand off before they change their mind again

Absolutely, even though they're being complete numpties, you can't let that affect your decision - erm, as I was writing that, I thought, as long as they don't change it **again**

Don't trust either building society or broker as far as I can throw them, and I *may* have sent a sternly worded email expressing my disappointment and doing some basic maths for them to remind them of their own rules :mad:

I bet it was good

I've done that with a couple of purchases - actually, with the Halifax both times.

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