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Cheery's buttling diary: tea in one hand, plant pot in the other, running shoes on

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  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Starnac :) Had to stop myself reading after a while, could easily have got lost in there! :rotfl:

    Not had a reply from the roofer, but I stuck the job up on 'My builder' website and have had a few people interested in it - not the one who I actually invited yet though! rofl We'll see.

    Off today, having a nice day :) Paid too :money:

    But just doing some fiddling in YNAB - it seems my budget is rather outgrowing my wages again :eek: Allocating things to virtual envelopes and I've hit the limit before I've even given myself any day to day spends :eek:

    Maybe I need to accept at some point that putting £400 into long term savings every month isn't realistic all the time? Not if we also want holidays etc too :o

    Or maybe I just need to get over myself and tighten my belt :D Or get a second job. Or send Mr Cheery down t'pit or something rofl
  • Think mr cheery is a bit tall for t'pit lovely.

    400 a month to savings is grand if it doesn't send you mad - can you reduce by say 50 and fit things in?

    X
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Right, budget rejigged, and I'm going to give myself a good backside kicking to stick to it.

    Main reason it's out of sync is I've signed up to a course in London and have to pay for travel etc from somewhere - so yes, this time the Patchwork Fund is taking the hit. But that's largely because this is about future Patchwork lifestyle type activities :j :j

    So I'm not going to fuss and bother about it :D

    Instead I'm going to find the wind up radio, and get on the case sorting the grouting in the bathroom :rotfl:
  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tee hee Pippi :rotfl: Have reduced savings to £280 this month - still respectable - and have also remembered that allotment people owe me £71 so that'll take it back up to £351 again so not too far behind :D :j :j

    But I *have* got rather into spendy habits again of late... :o Couple of taxis this month :eek: and far too many chocolate bars at train stations as usual and last minute things-that-could-have-been-cheaper-if-I'd-thought-in-advance...

    Backside duly kicked!
  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
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    Hooray! Finally sorted the login details for my student loan :j

    Not quite so exciting that the outstanding balance is still £9210.57 mind you :eek: Pretty sure I only borrowed £9k in the first place! :eek:
  • starnac
    starnac Posts: 5,946 Forumite
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    Think mr cheery is a bit tall for t'pit lovely.
    X

    Could you send him chimney sweeping instead? :rotfl:

    It won't hurt to reduce your savings for a bit. Plus if theses courses will eventually help towards a patchwork lifestyle then you need to fund these BEFORE you can get the lifestyle you want. You will be investing in your future the same way you are doing while saving.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quite right Starnac :j Not going to worry about it :j Still plenty going to savings so I have nothing to worry about really :o

    Just closed Mr Cheery's remaining bank account in his old name, and also posted stuff to the land registry that they requested - so that should be the transfer of half the house to me sorted :j (although again, I'll wait til I get the letter confirming it...)

    Just making a bit of liquid soap :j I've been experimenting with recipes for hard soap, and this one went soapy, but very flaky, and doesn't stay together in a bar, so I'm turning it into liquid soap instead. Looks like I'll have enough to last about 500 years! :rotfl: :rotfl:

    And then I think a spot of weeding the dandelions in the paving by the back door, looking rather scruffy out there... :o
  • hanb
    hanb Posts: 464 Forumite
    :j YAY! You're still here. After disappearing, yet again, and coming back, yet again(!), I'm always pleased to see your diary is still going strong!


    Now I need to get a cuppa tea and catch up on all the goings on lately :)


    Hope all is well at Cheery Towers though x
  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey hanb! :hello: How funny you should pop up now - I was just reading my old diaries the other day and there were posts from you and I thought I hadn't seen you in a while. Glad you're still here too! :j :j :j

    All is rather in flux at Cheery Towers - we're thinking of moving house and as Mr Cheery has been here 26 years (and is quite the hoarder), and I've been here nearly 10 :eek: it's quite an epic mission... But we're taking small steps and s--l--o--w--l--y getting there, while encouraging ourselves along the way with endless hours of finding new palaces on RightMove :j :j

    Speaking of which, I can now show you one of the ones we went to see a few weeks ago - a veritable fairy tale palace :j We fell in love with it, but absolutely NOT with the place it's in, and decided that we just couldn't live there after all.

    Such a shame really. It's a most fabulous house, ludicrously cheap (it's half done up, half ignored, previous owner just stopped paying the mortgage and now the bank is trying to get rid of it). Seems there's an offer of £220k on it now

    Ludicrous house

    The pictures don't do it justice at all, it's got a proper games room, a giant attic, several enormous bedrooms, TWO staircases (one for the servants :rotfl: ) and is just all round super fab. But just not for us, sadly.

    I'm sure we'll end up with somewhere equally fab though, just in a better place for us :j
  • Cheery_Daff
    Cheery_Daff Posts: 17,223 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    And while we're at it, we also saw this one which I loved even more - but which suffered the same problem of being in a place that we did not like at all... :o and they sold off half the garden to build a bungalow, meaning the view from that gorgeous oak panelled conservatory would just have been the next house

    (but yes, that is a two storey outbuilding in the garden!)

    If only we could have picked it up and moved it somewhere else... (but then we actually wouldn't have been able to afford it :rotfl: )
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