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When's your Debt Free Date?

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  • Stewart_78
    Stewart_78 Posts: 415 Forumite
    I've calculated mine as sometime around October 2598 at the current rate. However, I'll give it 300 years and then inflation should have reduced my debt to the about the cost of a mars bar so I'll settle it then.

    All my debts are late 90's CC's and loans so once they drop off my file in late 2016, I'll go CCA and try to settle at 5-10% or stop paying altogether if they can't come up with an agreement. It's funny how something that used to engulf my whole life is now a minor annoyance.
  • DebtFreeToBe
    DebtFreeToBe Posts: 6 Forumite
    26/11/15 at the LATEST. £2,866.42 currently owed. Paying just over £300 a month. I feel like I am on the last leg!
  • whattodo1967
    whattodo1967 Posts: 82 Forumite
    Eighth Anniversary Combo Breaker Debt-free and Proud!
    Our's is currently 2019, but hoping for sooner, going to increase DMP in review in June. Cannot wait to be debt free.
    LBM April 2012, started Dmp with Stepchange June 2012 £47k:eek: Proud to finally be dealing with our debts:)
    Nov 18 3 more payments to DFD
    Dec 18 2 more payments to DFD
    Jan 19 1 more payment to DFD
    Feb 19 Last Payment now debt free :)
  • will1am3
    will1am3 Posts: 21 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    My current debt is around 27k and DFD is July 2021 but hopefully sooner
  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Currently October 2023 for around £13k. Definitely aiming to knock a few years off that, and build some savings during that time.
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • lynns3cookies
    lynns3cookies Posts: 36 Forumite
    Mine is currently May 2021 but hoping to cut that as things change... For the better
  • diddymus01
    diddymus01 Posts: 2 Newbie
    Had debts up to 25K from 2009, will be completely paid off by...........drum roll please......................

    02/06/2016

    Cannot wait!
  • japmis
    japmis Posts: 452 Forumite
    Not including mortgage, I'm aiming for April 2016 :D
  • joee
    joee Posts: 173 Forumite
    Debt-free and Proud!
    Today I am finally debt free! :j :j :j

    Good luck to everyone on achieving your debt free date!

    Xx
    :jProud to have dealt with my debt, DFD 6th May 2015 :j
    Part of the SPC challenge - #168 joee - My lovely gold stars from Sue-UU :staradmin x6 - BANKED £9.07
    2015: Sell £1000 #65 - target £500 - Sold £108.69
  • gethlinks
    gethlinks Posts: 1 Newbie
    February 2016 and I can't wait! Counting down now. Cleared 3 out of the 5 debts I had, long process but I can see the light at the end of the tunnel now. ��
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