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When's your Debt Free Date?

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  • jeanlucb
    jeanlucb Posts: 27 Forumite
    Following on my latest post a few years back, I still had debt on 2 credit cards and my bank overdraft.
    However, as we are planning to buy a house, our financial advisor said we should probably try and clear the credit cards if we could. So my wife bailed me out and cleared my £4,394 Barclaycard debt and my £5,124 MBNA debt. And I'm now left with about a £3,300 debt on my overdraft. But then I'll soon be responsible for a big mortgage...
  • Grumpyoldmoo
    Grumpyoldmoo Posts: 430 Forumite
    Ninth Anniversary 100 Posts
    December 2021, oh & it's not mine...it's his! :D:rotfl:
    Feb'15 £118411.00 Jan '16 £112665.10 Jan 17 £106790.00, Jan 18 £99268.10 April ‘19 £57052.26, Oct ‘20 £46015.42 £2.00 Savers Club, 🎖, 2015 £332, 2016 £356, 2017 £312, 2018 £254, 2019 £668, 2020 £880.00, 2021 £104, 2022 £158, 2023 £68, 2024 Emergency Fund £2500/£1000 :j
  • SavingAFuture
    SavingAFuture Posts: 141 Forumite
    Aiming for 30th November 2019 or sooner if possible!
  • s1n25
    s1n25 Posts: 113 Forumite
    Aiming for unsecured debt to be gone by May 2019. Then i can tackle the big one.... the mortgage!
    Debt Free Diary..."Start of a new chapter"
    Nov: Unsecured Debt : £2,900.. Bring your lunch to work 1/18..NSD challenge 5/20

  • squeeeek
    squeeeek Posts: 290 Forumite
    Part of the Furniture Name Dropper Combo Breaker
    Originally my DFD was planned for March 2020, but my current plan is to be debt free on Christmas Eve 2019! Hopefully sooner with the help of the Payment A Day thread and I'm hoping to do the 1 Debt vs 100days challenge to help speed things along!:j:j
    Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.24
  • BlueJ94
    BlueJ94 Posts: 2,797 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    May 2021! hopefully a lot sooner! :D
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • chelseablue
    chelseablue Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    December 2020, that's if I just keep paying the monthly direct debit.

    Obviously sooner if I send extra
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Dorisd wrote: »
    DFD March 2022

    Me too - well this is when I am aiming for
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
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